Employees: 03 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2014-07-08 (11 years)Status: ActiveBusiness sector: Commerce de détail d'autres équipements du foyerLocation: SAINT-PAVACE (72190), Sarthe
SECMA : revenue, balance sheet and financial ratios
SECMA is a French company
founded 11 years ago,
specialized in the sector Commerce de détail d'autres équipements du foyer.
Based in SAINT-PAVACE (72190),
this company of category PME
shows in 2022 a revenue of 1.2 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2024, SECMA generates positive net income of 23 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 79 k€ -> 23 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
22 531 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 74%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
5.492%
Financial autonomy (2024)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
74.213%
Asset age ratio (2024)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
144.188
216.063
144.173
143.069
67.377
40.566
30.128
8.082
5.492
Financial autonomy
31.785
24.177
28.677
30.703
46.019
54.373
63.554
70.11
74.213
Repayment capacity
3.213
14.488
3.586
5.503
2.033
None
5.708
None
None
Cash flow / Revenue
7.75%
1.896%
5.601%
3.746%
7.284%
None%
1.721%
None%
None%
Sector positioning
Debt ratio
5.492024
2022
2023
2024
Q1: 0.96
Med: 20.93
Q3: 71.81
Good-15 pts over 3 years
In 2024, the debt ratio of SECMA (5.49) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
74.21%2024
2022
2023
2024
Q1: 7.32%
Med: 33.4%
Q3: 56.85%
Excellent
In 2024, the financial autonomy of SECMA (74.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
5.71 years2022
2022
Q1: 0.0 years
Med: 0.64 years
Q3: 3.61 years
Watch
In 2022, the repayment capacity of SECMA (5.71) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 414.08. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
414.084
Liquidity indicators evolution SECMA
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
349.48
319.168
248.471
303.514
354.191
364.109
506.395
365.627
414.084
Interest coverage
3.623
14.113
6.42
4.115
1.781
None
4.596
None
None
Sector positioning
Liquidity ratio
414.082024
2022
2023
2024
Q1: 141.15
Med: 215.06
Q3: 351.66
Excellent
In 2024, the liquidity ratio of SECMA (414.08) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Interest coverage
4.6x2022
2022
Q1: 0.0x
Med: 0.46x
Q3: 3.46x
Excellent
In 2022, the interest coverage of SECMA (4.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
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Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
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Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution SECMA
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
387 864 €
349 313 €
317 162 €
317 172 €
351 066 €
0 €
437 372 €
0 €
0 €
Inventory turnover (days)
132
115
105
94
106
0
129
0
0
Customer payment term (days)
1
2
1
2
2
0
1
0
0
Supplier payment term (days)
29
32
45
34
27
0
19
0
0
Positioning of SECMA in its sector
Comparison with sector Commerce de détail d'autres équipements du foyer
Valuation estimate
Based on 61 transactions of similar company sales
in 2024,
the value of SECMA is estimated at
107 690 €
(range 48 694€ - 178 811€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2024
61 tx
48k€107k€178k€
107 690 €Range: 48 694€ - 178 811€
NAF 5 année 2024
Valuation method used
Net Income Multiple
22 531 €
×
4.8x
=107 691 €
Range: 48 694€ - 178 812€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 61 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Commerce de détail d'autres équipements du foyer)
Compare SECMA with other companies in the same sector:
Yes, SECMA generated a net profit of 23 k€ in 2024.
Where is the headquarters of SECMA ?
The headquarters of SECMA is located in SAINT-PAVACE (72190), in the department Sarthe.
Where to find the tax return of SECMA ?
The tax return of SECMA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SECMA operate?
SECMA operates in the sector Commerce de détail d'autres équipements du foyer (NAF code 47.59B). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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