Employees: 02 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 1998-12-01 (27 years)Status: ActiveBusiness sector: Construction de maisons individuellesLocation: LE HAVRE (76600), Seine-Maritime
SDV HABITAT : revenue, balance sheet and financial ratios
SDV HABITAT is a French company
founded 27 years ago,
specialized in the sector Construction de maisons individuelles.
Based in LE HAVRE (76600),
this company of category PME
shows in 2022 a revenue of 3.5 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2024, SDV HABITAT generates positive net income of 326 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 119 k€ -> 326 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
325 679 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 28%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 48%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
28.096%
Financial autonomy (2024)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
47.972%
Asset age ratio (2024)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
0.0
0.0
0.0
20.282
147.594
124.403
152.228
112.873
28.096
Financial autonomy
58.905
59.446
57.164
53.344
26.763
30.264
27.571
37.336
47.972
Repayment capacity
0.0
0.0
0.0
None
None
None
4.696
None
None
Cash flow / Revenue
4.348%
5.535%
7.8%
None%
None%
None%
5.401%
None%
None%
Sector positioning
Debt ratio
28.12024
2022
2023
2024
Q1: 0.01
Med: 9.46
Q3: 42.45
Average-11 pts over 3 years
In 2024, the debt ratio of SDV HABITAT (28.10) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
47.97%2024
2022
2023
2024
Q1: 5.76%
Med: 26.65%
Q3: 49.13%
Good+17 pts over 3 years
In 2024, the financial autonomy of SDV HABITAT (48.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Repayment capacity
4.7 years2022
2022
Q1: 0.0 years
Med: 0.01 years
Q3: 1.27 years
Average
In 2022, the repayment capacity of SDV HABITAT (4.70) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 250.65. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
250.647
Liquidity indicators evolution SDV HABITAT
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
294.058
245.155
232.888
321.402
363.137
346.452
430.804
477.367
250.647
Interest coverage
0.005
0.0
0.798
None
None
None
5.867
None
None
Sector positioning
Liquidity ratio
250.652024
2022
2023
2024
Q1: 127.55
Med: 184.6
Q3: 290.72
Good-9 pts over 3 years
In 2024, the liquidity ratio of SDV HABITAT (250.65) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
5.87x2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 1.56x
Excellent
In 2022, the interest coverage of SDV HABITAT (5.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
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Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
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Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution SDV HABITAT
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
115 505 €
152 233 €
-180 657 €
0 €
0 €
0 €
239 386 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
27
0
0
Customer payment term (days)
3
7
13
17
60
75
7
0
0
Supplier payment term (days)
40
40
27
231
378
287
38
0
0
Positioning of SDV HABITAT in its sector
Comparison with sector Construction de maisons individuelles
Valuation estimate
Based on 113 transactions of similar company sales
(all years),
the value of SDV HABITAT is estimated at
808 427 €
(range 274 061€ - 2 606 965€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
113 transactions
274k€808k€2606k€
808 427 €Range: 274 061€ - 2 606 965€
NAF 5 all-time
Valuation method used
Net Income Multiple
325 679 €
×
2.5x
=808 428 €
Range: 274 062€ - 2 606 966€
Only this financial indicator is available for this company.
How is this estimate calculated?
This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Construction de maisons individuelles)
Compare SDV HABITAT with other companies in the same sector:
Yes, SDV HABITAT generated a net profit of 326 k€ in 2024.
Where is the headquarters of SDV HABITAT ?
The headquarters of SDV HABITAT is located in LE HAVRE (76600), in the department Seine-Maritime.
Where to find the tax return of SDV HABITAT ?
The tax return of SDV HABITAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SDV HABITAT operate?
SDV HABITAT operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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