SIREN : 514022490
S.D.L. FINANCES is a French company founded 16 years ago, specialized in the sector Activités des sociétés holding. Based in LOUVIERS (27400), this company of category PME shows in 2024 a revenue of 18 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 18 000 € | 18 000 € | 129 612 € | 258 610 € | 275 610 € | 512 800 € | 497 840 € | 504 681 € | 438 555 € |
| Net income | 192 896 € | 334 384 € | 5 573 236 € | 1 004 181 € | 505 226 € | 504 719 € | 821 882 € | 831 951 € | 819 613 € |
| EBITDA | 2 549 € | -33 399 € | -126 227 € | -16 754 € | -2 036 € | -4 406 € | 2 432 € | 5 710 € | -1 934 € |
| Net margin | 1071.6% | 1857.7% | 4299.9% | 388.3% | 183.3% | 98.4% | 165.1% | 164.8% | 186.9% |
In 2024, S.D.L. FINANCES achieves revenue of 18 k€. Revenue is declining over the period 2016-2024 (CAGR: -32.9%). Slight decline of 0% vs 2023. After deducting consumption (0 €), gross margin stands at 18 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 14.2% of revenue. Positive scissor effect: EBITDA margin improves by +199.7 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 193 k€, i.e. 1071.6% of revenue. This profit can be retained or distributed to shareholders.
18 000 €
18 000 €
2 549 €
-6 246 €
192 896 €
14.2%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 100%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 1454.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
99.763%
1454.161%
0.0
31.9%
In 2024, the debt ratio of S.D.L. FINANCES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of S.D.L. FINANCES (99.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of S.D.L. FINANCES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 20661.09. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2969.8x. Operating income very largely covers interest expenses: high safety margin.
20661.093
2969.792
In 2024, the liquidity ratio of S.D.L. FINANCES (20661.09) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of S.D.L. FINANCES (2969.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 149 days. Excellent situation: suppliers finance 149 days of the operating cycle (retail model). WCR is negative (-56 days): operations structurally generate cash. Notable WCR improvement over the period (-100%), freeing up cash.
-2 777 €
0 j
149 j
0 j
-56 j
Based on 54 transactions of similar company sales
in 2024,
the value of S.D.L. FINANCES is estimated at
65 666 €
(range 38 943€ - 302 528€).
With an EBITDA of 2 549€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare S.D.L. FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of S.D.L. FINANCES in 2024 is 18 k€.
Yes, S.D.L. FINANCES generated a net profit of 193 k€ in 2024.
The headquarters of S.D.L. FINANCES is located in LOUVIERS (27400), in the department Eure.
The tax return of S.D.L. FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
S.D.L. FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.