SIREN : 538772377
SDC FINANCES is a French company founded 14 years ago, specialized in the sector Activités des sociétés holding. Based in AMIENS (80000), this company of category PME shows in 2023 a revenue of 555 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|
| Revenue | 555 200 € | 346 469 € | 352 832 € | 311 697 € | 285 703 € | 238 861 € | 196 835 € |
| Net income | 552 056 € | 544 661 € | 380 545 € | 1 293 675 € | 851 053 € | 157 420 € | 149 121 € |
| EBITDA | 454 590 € | -18 563 € | -28 216 € | 6 922 € | 11 925 € | 7 275 € | 9 037 € |
| Net margin | 99.4% | 157.2% | 107.9% | 415.0% | 297.9% | 65.9% | 75.8% |
In 2023, SDC FINANCES achieves revenue of 555 k€. Over the period 2017-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +18.9%. Vs 2022, growth of +60% (346 k€ -> 555 k€). After deducting consumption (0 €), gross margin stands at 555 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 455 k€, representing 81.9% of revenue. Positive scissor effect: EBITDA margin improves by +87.2 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 552 k€, i.e. 99.4% of revenue. This profit can be retained or distributed to shareholders.
555 200 €
555 200 €
454 590 €
443 650 €
552 056 €
81.9%
The debt ratio (= Financial debt / Equity x 100) stands at 53%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 60%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 101.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
53.406%
59.762%
101.811%
2.702
55.4%
In 2023, the debt ratio of SDC FINANCES (53.41) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of SDC FINANCES (59.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of SDC FINANCES (2.70) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 267.73. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.4x. Financial charges are adequately covered by operations.
267.727
4.365
In 2023, the liquidity ratio of SDC FINANCES (267.73) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of SDC FINANCES (4.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 36 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 85 days. Excellent situation: suppliers finance 49 days of the operating cycle (retail model). Overall, WCR represents 634 days of revenue, i.e. 978 k€ to permanently finance. Over 2017-2023, WCR increased by +2472%, requiring additional financing.
977 691 €
36 j
85 j
0 j
634 j
Based on 63 transactions of similar company sales
in 2023,
the value of SDC FINANCES is estimated at
2 108 506 €
(range 597 562€ - 3 414 450€).
With an EBITDA of 454 590€, the sector multiple of 4.6x is applied.
The price/revenue ratio is 0.24x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SDC FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of SDC FINANCES in 2023 is 555 k€.
Yes, SDC FINANCES generated a net profit of 552 k€ in 2023.
The headquarters of SDC FINANCES is located in AMIENS (80000), in the department Somme.
The tax return of SDC FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SDC FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.