SIREN : 341534667
SCODAIWEL is a French company founded 38 years ago, specialized in the sector Commerce de détail d'habillement en magasin spécialisé. Based in MOULINS (03000), this company of category PME shows in 2021 a revenue of 130 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2019 | 2018 | 2017 |
|---|---|---|---|---|
| Revenue | 129 815 € | 203 165 € | 231 451 € | 259 459 € |
| Net income | 14 189 € | -36 094 € | 17 921 € | 19 509 € |
| EBITDA | 12 902 € | 29 949 € | 36 966 € | 46 157 € |
| Net margin | 10.9% | -17.8% | 7.7% | 7.5% |
In 2021, SCODAIWEL achieves revenue of 130 k€. Revenue is declining over the period 2017-2021 (CAGR: -15.9%). Significant drop of -36% vs 2019. After deducting consumption (79 k€), gross margin stands at 51 k€, i.e. a rate of 39%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 13 k€, representing 9.9% of revenue. Warning negative scissor effect: despite revenue change (-36%), EBITDA varies by -57%, reducing margin by 4.8 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 14 k€, i.e. 10.9% of revenue. This profit can be retained or distributed to shareholders.
129 815 €
51 114 €
12 902 €
16 585 €
14 189 €
8.9%
The debt ratio (= Financial debt / Equity x 100) stands at 107%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 27%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.8 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 7.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
106.571%
27.151%
7.003%
6.804
6.2%
In 2021, the debt ratio of SCODAIWEL (106.57) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of SCODAIWEL (27.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of SCODAIWEL (6.80) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 84.47. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 19.4x. Operating income very largely covers interest expenses: high safety margin.
84.471
19.4
In 2021, the liquidity ratio of SCODAIWEL (84.47) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2021, the interest coverage of SCODAIWEL (19.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 112 days. Excellent situation: suppliers finance 112 days of the operating cycle (retail model). Inventory turnover is 145 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. WCR is negative (-7 days): operations structurally generate cash. Over 2017-2021, WCR increased by +74%, requiring additional financing.
-2 569 €
0 j
112 j
145 j
-7 j
Based on 96 transactions of similar company sales
in 2021,
the value of SCODAIWEL is estimated at
52 469 €
(range 19 115€ - 120 366€).
With an EBITDA of 12 902€, the sector multiple of 4.2x is applied.
The price/revenue ratio is 0.37x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 96 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SCODAIWEL with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de détail d'habillement en magasin spécialisé
The revenue of SCODAIWEL in 2021 is 130 k€.
Yes, SCODAIWEL generated a net profit of 14 k€ in 2021.
The headquarters of SCODAIWEL is located in MOULINS (03000), in the department Allier.
The tax return of SCODAIWEL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SCODAIWEL operates in the sector Commerce de détail d'habillement en magasin spécialisé (NAF code 47.71Z). See the 'Sector positioning' section above to compare the company with its competitors.