Employees: 03 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 1985-05-01 (41 years)Status: ActiveBusiness sector: Edition de logiciels applicatifsLocation: MONT-SAINT-AIGNAN (76130), Seine-Maritime
SCJ INFORMATIQUE : revenue, balance sheet and financial ratios
SCJ INFORMATIQUE is a French company
founded 41 years ago,
specialized in the sector Edition de logiciels applicatifs.
Based in MONT-SAINT-AIGNAN (76130),
this company of category PME
shows in 2025 a revenue of 870 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - SCJ INFORMATIQUE (SIREN 332333608)
Indicator
2025
2024
2023
2022
2020
2019
2017
2016
Revenue
869 542 €
758 059 €
925 364 €
683 783 €
772 442 €
990 535 €
741 083 €
1 223 617 €
Net income
40 108 €
26 683 €
131 167 €
8 830 €
72 208 €
70 077 €
21 153 €
36 569 €
EBITDA
111 641 €
44 588 €
110 268 €
68 342 €
124 228 €
132 774 €
76 567 €
93 900 €
Net margin
4.6%
3.5%
14.2%
1.3%
9.3%
7.1%
2.9%
3.0%
Revenue and income statement
In 2025, SCJ INFORMATIQUE achieves revenue of 870 k€. Activity remains stable over the period (CAGR: -3.7%). Vs 2024, growth of +15% (758 k€ -> 870 k€). After deducting consumption (81 k€), gross margin stands at 788 k€, i.e. a rate of 91%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 112 k€, representing 12.8% of revenue. Positive scissor effect: EBITDA margin improves by +7.0 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 40 k€, i.e. 4.6% of revenue. This profit can be retained or distributed to shareholders.
Revenue (2025)
?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
869 542 €
Gross margin (2025)
?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
788 079 €
EBITDA (2025)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
111 641 €
EBIT (2025)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
44 889 €
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
40 108 €
EBITDA margin (2025)
?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
12.7%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 26%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 55%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 12.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
Debt ratio (2025)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
25.504%
Financial autonomy (2025)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
54.51%
Cash flow / Revenue (2025)
?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
12.255%
Repayment capacity (2025)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
0.595
Asset age ratio (2025)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2019
2020
2022
2023
2024
2025
Debt ratio
0.045
0.0
0.0
0.0
78.619
47.884
37.454
25.504
Financial autonomy
42.755
60.306
68.999
73.103
41.044
51.123
52.891
54.51
Repayment capacity
0.001
0.0
0.0
0.0
3.273
0.79
1.258
0.595
Cash flow / Revenue
8.262%
8.819%
11.809%
16.118%
9.116%
21.102%
10.876%
12.255%
Sector positioning
Debt ratio
25.52025
2023
2024
2025
Q1: 0.0
Med: 4.02
Q3: 41.15
Average-8 pts over 3 years
In 2025, the debt ratio of SCJ INFORMATIQUE (25.50) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
54.51%2025
2023
2024
2025
Q1: 15.03%
Med: 40.17%
Q3: 60.94%
Good
In 2025, the financial autonomy of SCJ INFORMATIQUE (54.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Repayment capacity
0.59 years2025
2023
2024
2025
Q1: 0.0 years
Med: 0.03 years
Q3: 0.97 years
Average-10 pts over 3 years
In 2025, the repayment capacity of SCJ INFORMATIQUE (0.59) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 284.32. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.4x. Danger: operating income does not cover interest charges, unsustainable situation.
Liquidity ratio (2025)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
284.316
Interest coverage (2025)
?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
0.398
Liquidity indicators evolution SCJ INFORMATIQUE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2019
2020
2022
2023
2024
2025
Liquidity ratio
114.97
169.569
340.41
296.796
282.047
320.369
291.513
284.316
Interest coverage
1.712
0.0
0.0
0.0
1.662
0.891
1.599
0.398
Sector positioning
Liquidity ratio
284.322025
2023
2024
2025
Q1: 156.35
Med: 281.16
Q3: 458.03
Good-7 pts over 3 years
In 2025, the liquidity ratio of SCJ INFORMATIQUE (284.32) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
0.4x2025
2023
2024
2025
Q1: 0.0x
Med: 0.13x
Q3: 3.51x
Good-8 pts over 3 years
In 2025, the interest coverage of SCJ INFORMATIQUE (0.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 52 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 27 days. The company must finance 25 days of gap between collections and payments. Inventory turnover is 15 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 53 days of revenue, i.e. 128 k€ to permanently finance.
Operating WCR (2025)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
128 014 €
Customer credit (2025)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
52 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
27 j
Inventory turnover (2025)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
15 j
WCR in days of revenue (2025)
?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
53 j
WCR and payment terms evolution SCJ INFORMATIQUE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2019
2020
2022
2023
2024
2025
Operating WCR
156 293 €
105 063 €
165 598 €
233 332 €
168 546 €
206 671 €
153 833 €
128 014 €
Inventory turnover (days)
24
11
9
12
21
11
8
15
Customer payment term (days)
74
92
57
74
70
43
54
52
Supplier payment term (days)
74
49
19
76
102
41
44
27
Positioning of SCJ INFORMATIQUE in its sector
Comparison with sector Edition de logiciels applicatifs
Valuation estimate
Based on 103 transactions of similar company sales
(all years),
the value of SCJ INFORMATIQUE is estimated at
128 840 €
(range 50 080€ - 350 264€).
With an EBITDA of 111 641€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.25x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2025
103 transactions
50k€128k€350k€
128 840 €Range: 50 080€ - 350 264€
NAF 5 all-time
Valuation detail by method
Ajustez les pondérations selon votre analyse
EBITDA Multiple50%
111 641 €×1.0x
Estimation108 358 €
35 535€ - 350 155€
Revenue Multiple30%
869 542 €×0.25x
Estimation216 370 €
95 583€ - 476 193€
Net Income Multiple20%
40 108 €×1.2x
Estimation48 750 €
18 193€ - 161 646€
How is this estimate calculated?
This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Edition de logiciels applicatifs)
Compare SCJ INFORMATIQUE with other companies in the same sector:
The revenue of SCJ INFORMATIQUE in 2025 is 870 k€.
Is SCJ INFORMATIQUE profitable?
Yes, SCJ INFORMATIQUE generated a net profit of 40 k€ in 2025.
Where is the headquarters of SCJ INFORMATIQUE ?
The headquarters of SCJ INFORMATIQUE is located in MONT-SAINT-AIGNAN (76130), in the department Seine-Maritime.
Where to find the tax return of SCJ INFORMATIQUE ?
The tax return of SCJ INFORMATIQUE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SCJ INFORMATIQUE operate?
SCJ INFORMATIQUE operates in the sector Edition de logiciels applicatifs (NAF code 58.29C). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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