SCI PCMJB IMMOBILIERE : revenue, balance sheet and financial ratios

SCI PCMJB IMMOBILIERE is a French company founded 30 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in FOUESNANT (29170), this company of category PME shows in 2019 a revenue of 3.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SCI PCMJB IMMOBILIERE (SIREN 401203856)
Indicator 2019 2018 2017 2016 2015 2014
Revenue 3 791 429 € 2 976 503 € 3 596 382 € 3 223 990 € 2 769 762 € 5 289 594 €
Net income 658 489 € 40 633 € 266 029 € 230 040 € -104 472 € -654 604 €
EBITDA 827 832 € 51 187 € 272 587 € 265 925 € -54 539 € 426 706 €
Net margin 17.4% 1.4% 7.4% 7.1% -3.8% -12.4%

Revenue and income statement

In 2019, SCI PCMJB IMMOBILIERE achieves revenue of 3.8 M€. Revenue is declining over the period 2014-2019 (CAGR: -6.4%). Vs 2018, growth of +27% (3.0 M€ -> 3.8 M€). After deducting consumption (2.4 M€), gross margin stands at 1.4 M€, i.e. a rate of 36%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 828 k€, representing 21.8% of revenue. Positive scissor effect: EBITDA margin improves by +20.1 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 658 k€, i.e. 17.4% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2019) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

3 791 429 €

Gross margin (2019) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 364 963 €

EBITDA (2019) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

827 832 €

EBIT (2019) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

826 894 €

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

658 489 €

EBITDA margin (2019) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

21.8%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 60%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 17.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

60.174%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

20.717%

Cash flow / Revenue (2019) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

17.393%

Repayment capacity (2019) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.406

Solvency indicators evolution
SCI PCMJB IMMOBILIERE

Sector positioning

Debt ratio
60.17 2019
2017
2018
2019
Q1: 0.0
Med: 12.62
Q3: 156.33
Average +33 pts over 3 years

In 2019, the debt ratio of SCI PCMJB IMMOBILIERE (60.17) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
20.72% 2019
2017
2018
2019
Q1: 2.77%
Med: 38.3%
Q3: 79.81%
Average +13 pts over 3 years

In 2019, the financial autonomy of SCI PCMJB IMMOBILIERE (20.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.41 years 2019
2017
2018
2019
Q1: 0.0 years
Med: 0.55 years
Q3: 8.61 years
Good -7 pts over 3 years

In 2019, the repayment capacity of SCI PCMJB IMMOBILIERE (0.41) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 563.24. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

563.243

Interest coverage (2019) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.084

Liquidity indicators evolution
SCI PCMJB IMMOBILIERE

Sector positioning

Liquidity ratio
563.24 2019
2017
2018
2019
Q1: 72.48
Med: 241.79
Q3: 939.07
Good

In 2019, the liquidity ratio of SCI PCMJB IMMOBILIERE (563.24) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.08x 2019
2017
2018
2019
Q1: 0.0x
Med: 0.0x
Q3: 13.75x
Good

In 2019, the interest coverage of SCI PCMJB IMMOBILIERE (0.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 15 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 21 days. Favorable situation: supplier credit is longer than customer credit by 6 days. Overall, WCR represents 16 days of revenue, i.e. 169 k€ to permanently finance. Notable WCR improvement over the period (-67%), freeing up cash.

Operating WCR (2019) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

169 249 €

Customer credit (2019) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

15 j

Supplier credit (2019) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

21 j

Inventory turnover (2019) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2019) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

16 j

WCR and payment terms evolution
SCI PCMJB IMMOBILIERE

Positioning of SCI PCMJB IMMOBILIERE in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 234 transactions of similar company sales in 2019, the value of SCI PCMJB IMMOBILIERE is estimated at 3 884 341 € (range 1 414 190€ - 7 362 767€). With an EBITDA of 827 832€, the sector multiple of 5.5x is applied. The price/revenue ratio is 0.69x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2019
234 transactions
1414k€ 3884k€ 7362k€
3 884 341 € Range: 1 414 190€ - 7 362 767€
NAF 5 année 2019

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
827 832 € × 5.5x
Estimation 4 515 929 €
1 444 666€ - 8 670 044€
Revenue Multiple 30%
3 791 429 € × 0.69x
Estimation 2 612 280 €
1 248 591€ - 4 410 710€
Net Income Multiple 20%
658 489 € × 6.4x
Estimation 4 213 467 €
1 586 403€ - 8 522 663€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 234 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare SCI PCMJB IMMOBILIERE with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about SCI PCMJB IMMOBILIERE

What is the revenue of SCI PCMJB IMMOBILIERE ?

The revenue of SCI PCMJB IMMOBILIERE in 2019 is 3.8 M€.

Is SCI PCMJB IMMOBILIERE profitable?

Yes, SCI PCMJB IMMOBILIERE generated a net profit of 658 k€ in 2019.

Where is the headquarters of SCI PCMJB IMMOBILIERE ?

The headquarters of SCI PCMJB IMMOBILIERE is located in FOUESNANT (29170), in the department Finistere.

Where to find the tax return of SCI PCMJB IMMOBILIERE ?

The tax return of SCI PCMJB IMMOBILIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SCI PCMJB IMMOBILIERE operate?

SCI PCMJB IMMOBILIERE operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.