SIREN : 380604785
SCI PAMAJO is a French company founded 35 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in AIX-LES-BAINS (73100), this company of category PME shows in 2019 a revenue of 12 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Revenue | N/C | N/C | N/C | N/C | 12 000 € |
| Net income | -11 147 € | 49 030 € | 1 281 € | -1 061 € | -3 € |
| EBITDA | -10 146 € | -27 912 € | -1 211 € | -1 061 € | 6 437 € |
| Net margin | N/C | N/C | N/C | N/C | -0.0% |
In 2023, SCI PAMAJO records a net loss of 11 k€. This deficit will reduce equity on the balance sheet.
-10 146 €
-10 718 €
-11 147 €
The debt ratio (= Financial debt / Equity x 100) stands at 687%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
686.775%
12.693%
-25.501
99.6%
In 2023, the debt ratio of SCI PAMAJO (686.77) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of SCI PAMAJO (12.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of SCI PAMAJO (-25.50) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 4165.24. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
4165.238
-4.218
In 2023, the liquidity ratio of SCI PAMAJO (4165.24) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of SCI PAMAJO (-4.2x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 15 days. Favorable situation: supplier credit is longer than customer credit by 15 days.
0 €
0 j
15 j
0 j
Compare SCI PAMAJO with other companies in the same sector:
Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers
The revenue of SCI PAMAJO in 2019 is 12 k€.
SCI PAMAJO recorded a net loss in 2023.
The headquarters of SCI PAMAJO is located in AIX-LES-BAINS (73100), in the department Savoie.
The tax return of SCI PAMAJO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SCI PAMAJO operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.