SIREN : 405006859
SCI JFF FINANCES is a French company founded 30 years ago, specialized in the sector Activités des sociétés holding. Based in LE CHESNAY-ROCQUENCOURT (78150), this company of category PME shows in 2021 a revenue of 294 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|
| Revenue | 294 204 € | 287 613 € | 288 225 € | 256 599 € | 160 410 € | N/C | N/C |
| Net income | -77 396 € | 18 637 € | -121 750 € | -134 295 € | 385 971 € | 52 232 € | 103 762 € |
| EBITDA | 16 424 € | 55 141 € | -92 237 € | 24 224 € | -10 273 € | -169 045 € | -169 701 € |
| Net margin | -26.3% | 6.5% | -42.2% | -52.3% | 240.6% | N/C | N/C |
In 2021, SCI JFF FINANCES achieves revenue of 294 k€. Over the period 2017-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +16.4%. Vs 2020: +2%. After deducting consumption (60 €), gross margin stands at 294 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 16 k€, representing 5.6% of revenue. Warning negative scissor effect: despite revenue change (+2%), EBITDA varies by -70%, reducing margin by 13.6 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -77 k€ (-26.3% of revenue), which will impact equity.
294 204 €
294 144 €
16 424 €
-34 735 €
-77 396 €
5.6%
The debt ratio (= Financial debt / Equity x 100) stands at 178%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 35%. The balance between equity and debt is satisfactory.
177.972%
35.27%
-8.919%
-137.222
64.3%
In 2021, the debt ratio of SCI JFF FINANCES (177.97) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of SCI JFF FINANCES (35.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of SCI JFF FINANCES (-137.22) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 1792.74. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 587.3x. Operating income very largely covers interest expenses: high safety margin.
1792.745
587.275
In 2021, the liquidity ratio of SCI JFF FINANCES (1792.74) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of SCI JFF FINANCES (587.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 46 days. Excellent situation: suppliers finance 46 days of the operating cycle (retail model). Overall, WCR represents 2145 days of revenue, i.e. 1.8 M€ to permanently finance.
1 752 876 €
0 j
46 j
0 j
2145 j
Based on 98 transactions of similar company sales
in 2021,
the value of SCI JFF FINANCES is estimated at
105 058 €
(range 53 488€ - 190 509€).
With an EBITDA of 16 424€, the sector multiple of 5.2x is applied.
The price/revenue ratio is 0.46x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SCI JFF FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of SCI JFF FINANCES in 2021 is 294 k€.
SCI JFF FINANCES recorded a net loss in 2021.
The headquarters of SCI JFF FINANCES is located in LE CHESNAY-ROCQUENCOURT (78150), in the department Yvelines.
The tax return of SCI JFF FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SCI JFF FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.