SCI DE L ERMITAGE : revenue, balance sheet and financial ratios

SCI DE L ERMITAGE is a French company founded 22 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in TERCE (86800), this company of category PME shows in 2021 a revenue of 195 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-11

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SCI DE L ERMITAGE (SIREN 453172462)
Indicator 2021 2020
Revenue 194 615 € 92 785 €
Net income -514 999 € 53 445 €
EBITDA -92 080 € -64 933 €
Net margin -264.6% 57.6%

Revenue and income statement

En 2021, SCI DE L ERMITAGE alcanza unos ingresos de 195 k€. Vs 2020, crecimiento de +110% (93 k€ -> 195 k€). Tras deducir el consumo (2 k€), el margen bruto se sitúa en 193 k€, es decir, una tasa del 99%. El EBITDA alcanza -92 k€, representando el -47.3% de los ingresos. Efecto tijera positivo: el margen EBITDA mejora en +22.7 puntos. Un EBITDA negativo significa que las operaciones no cubren los gastos corrientes. El resultado neto es negativo en -515 k€ (-264.6% de los ingresos).

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

194 615 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

192 724 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-92 080 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-488 527 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-514 999 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-47.3%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

El ratio de endeudamiento (= Deuda financiera / Fondos propios x 100) se sitúa en 105%. El nivel de deuda es alto: el margen de negociación con los bancos se reduce. La autonomía financiera (= Fondos propios / Total activo x 100) alcanza el 43%. Esta alta autonomía significa que la empresa financia la mayoría de sus activos con fondos propios.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

105.364%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

43.386%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-64.51%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-16.172

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

52.9%

Solvency indicators evolution
SCI DE L ERMITAGE

Sector positioning

Ratio de endeudamiento
105.36 2021
2020
2021
Q1: -1.96
Med: 12.57
Q3: 178.72
Average -11 pts over 2 years

En 2021, el ratio de endeudamiento de SCI DE L ERMITAGE (105.36) se sitúa por encima de la mediana del sector. Este ratio mide el peso de la deuda en relación con el patrimonio. Un esfuerzo de reducción podría mejorar la solidez financiera.

Autonomía financiera
43.39% 2021
2020
2021
Q1: 2.35%
Med: 38.31%
Q3: 81.36%
Bueno +12 pts over 2 years

En 2021, el autonomía financiera de SCI DE L ERMITAGE (43.4%) se sitúa por encima de la mediana del sector. Este ratio representa la parte del patrimonio en la financiación total. Esta posición cómoda ofrece un margen de seguridad apreciable.

Capacidad de reembolso
-16.17 ans 2021
2020
2021
Q1: -0.0 ans
Med: 0.54 ans
Q3: 9.67 ans
Excelente -50 pts over 2 years

En 2021, el capacidad de reembolso de SCI DE L ERMITAGE (-16.2 an) se sitúa en el 25% más bajo del sector, lo cual es positivo. Este ratio indica el número de años necesarios para pagar la deuda con flujo de caja. Una capacidad corta refleja deuda controlada y buena generación de efectivo.

Liquidity ratios

El ratio de liquidez se sitúa en 232.69. La empresa tiene 2€ de activos líquidos por cada 1€ de deuda a corto plazo.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

232.689

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-40.748

Liquidity indicators evolution
SCI DE L ERMITAGE

Sector positioning

Ratio de liquidez
232.69 2021
2020
2021
Q1: 84.55
Med: 265.45
Q3: 1031.67
Average

En 2021, el ratio de liquidez de SCI DE L ERMITAGE (232.69) se sitúa por debajo de la mediana del sector. Este ratio mide la capacidad de cubrir deuda a corto plazo con activos corrientes. Una mejora fortalecería la posición competitiva.

Cobertura de intereses
-40.75x 2021
2020
2021
Q1: 0.0x
Med: 0.0x
Q3: 12.94x
Average

En 2021, el cobertura de intereses de SCI DE L ERMITAGE (-40.8x) se sitúa por debajo de la mediana del sector. Este ratio indica cuántas veces el resultado operativo cubre los gastos de intereses. Una mejora fortalecería la posición competitiva.

Working capital requirement (WCR) and payment terms

El fondo de maniobra operativo (FM) mide el desfase temporal de tesorería. Plazo medio de cobro a clientes: 1158 días. Plazo proveedores: 284 días. El desfase de 874 días pesa sobre la tesorería. El FM representa 1413 días de ingresos.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

763 918 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

1158 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

284 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

1413 j

WCR and payment terms evolution
SCI DE L ERMITAGE

Positioning of SCI DE L ERMITAGE in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 178 transactions of similar company sales in 2021, the value of SCI DE L ERMITAGE is estimated at 136 098 € (range 47 615€ - 358 338€). The price/revenue ratio is 0.70x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2021
178 transactions
47k€ 136k€ 358k€
136 098 € Range: 47 615€ - 358 338€
NAF 5 année 2021

Valuation method used

Revenue Multiple
194 615 € × 0.70x = 136 098 €
Range: 47 616€ - 358 339€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 178 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare SCI DE L ERMITAGE with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about SCI DE L ERMITAGE

What is the revenue of SCI DE L ERMITAGE ?

The revenue of SCI DE L ERMITAGE in 2021 is 195 k€.

Is SCI DE L ERMITAGE profitable?

SCI DE L ERMITAGE recorded a net loss in 2021.

Where is the headquarters of SCI DE L ERMITAGE ?

The headquarters of SCI DE L ERMITAGE is located in TERCE (86800), in the department Vienne.

Where to find the tax return of SCI DE L ERMITAGE ?

The tax return of SCI DE L ERMITAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SCI DE L ERMITAGE operate?

SCI DE L ERMITAGE operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.