SCHUMANN IMMOBILIER : revenue, balance sheet and financial ratios

SCHUMANN IMMOBILIER is a French company founded 34 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in LIVRY-GARGAN (93190), this company of category ETI shows in 2024 a revenue of 646 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-11

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SCHUMANN IMMOBILIER (SIREN 383980026)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 645 798 € 602 922 € 568 142 € 538 835 € 506 095 € 452 939 € 408 717 € 363 282 € 364 636 €
Net income 256 363 € 269 675 € 255 062 € 217 271 € 218 921 € 170 456 € 126 647 € 102 995 € 101 096 €
EBITDA 366 305 € 385 916 € 389 256 € 345 430 € 333 495 € 280 340 € 236 571 € 199 233 € 196 583 €
Net margin 39.7% 44.7% 44.9% 40.3% 43.3% 37.6% 31.0% 28.4% 27.7%

Revenue and income statement

In 2024, SCHUMANN IMMOBILIER achieves revenue of 646 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +7.4%. Vs 2023: +7%. After deducting consumption (0 €), gross margin stands at 646 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 366 k€, representing 56.7% of revenue. Warning negative scissor effect: despite revenue change (+7%), EBITDA varies by -5%, reducing margin by 7.3 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 256 k€, i.e. 39.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

645 798 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

645 798 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

366 305 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

343 420 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

256 363 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

56.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 34%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 70%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 43.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

33.577%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

70.453%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

43.241%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.323

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

17.8%

Solvency indicators evolution
SCHUMANN IMMOBILIER

Sector positioning

Debt ratio
33.58 2024
2022
2023
2024
Q1: -20.86
Med: 5.98
Q3: 146.91
Average

In 2024, the debt ratio of SCHUMANN IMMOBILIER (33.58) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
70.45% 2024
2022
2023
2024
Q1: 0.04%
Med: 27.65%
Q3: 73.85%
Good +7 pts over 3 years

In 2024, the financial autonomy of SCHUMANN IMMOBILIER (70.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.32 years 2024
2022
2023
2024
Q1: -0.02 years
Med: 0.66 years
Q3: 10.59 years
Good

In 2024, the repayment capacity of SCHUMANN IMMOBILIER (0.32) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 344.72. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

344.724

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.12

Liquidity indicators evolution
SCHUMANN IMMOBILIER

Sector positioning

Liquidity ratio
344.72 2024
2022
2023
2024
Q1: 83.89
Med: 308.33
Q3: 1331.54
Good

In 2024, the liquidity ratio of SCHUMANN IMMOBILIER (344.72) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.12x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 20.08x
Good

In 2024, the interest coverage of SCHUMANN IMMOBILIER (0.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 32 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 25 days. The company must finance 7 days of gap between collections and payments. Overall, WCR represents 39 days of revenue, i.e. 69 k€ to permanently finance. Over 2016-2024, WCR increased by +70%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

69 262 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

32 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

25 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

39 j

WCR and payment terms evolution
SCHUMANN IMMOBILIER

Positioning of SCHUMANN IMMOBILIER in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 169 transactions of similar company sales in 2024, the value of SCHUMANN IMMOBILIER is estimated at 1 531 286 € (range 436 256€ - 2 755 930€). With an EBITDA of 366 305€, the sector multiple of 5.6x is applied. The price/revenue ratio is 0.81x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
169 transactions
436k€ 1531k€ 2755k€
1 531 286 € Range: 436 256€ - 2 755 930€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
366 305 € × 5.6x
Estimation 2 051 245 €
542 978€ - 3 661 219€
Revenue Multiple 30%
645 798 € × 0.81x
Estimation 520 918 €
199 059€ - 971 386€
Net Income Multiple 20%
256 363 € × 6.8x
Estimation 1 746 942 €
525 250€ - 3 169 526€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 169 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare SCHUMANN IMMOBILIER with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about SCHUMANN IMMOBILIER

What is the revenue of SCHUMANN IMMOBILIER ?

The revenue of SCHUMANN IMMOBILIER in 2024 is 646 k€.

Is SCHUMANN IMMOBILIER profitable?

Yes, SCHUMANN IMMOBILIER generated a net profit of 256 k€ in 2024.

Where is the headquarters of SCHUMANN IMMOBILIER ?

The headquarters of SCHUMANN IMMOBILIER is located in LIVRY-GARGAN (93190), in the department Seine-Saint-Denis.

Where to find the tax return of SCHUMANN IMMOBILIER ?

The tax return of SCHUMANN IMMOBILIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SCHUMANN IMMOBILIER operate?

SCHUMANN IMMOBILIER operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.