SCHMITZ CARGOBULL FRANCE : revenue, balance sheet and financial ratios

SCHMITZ CARGOBULL FRANCE is a French company founded 37 years ago, specialized in the sector Commerce d'autres véhicules automobiles. Based in SAINT-QUENTIN-FALLAVIER (38070), this company of category PME shows in 2025 a revenue of 105.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SCHMITZ CARGOBULL FRANCE (SIREN 349012625)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 105 732 909 € 104 219 820 € 106 634 781 € 104 852 937 € 102 138 782 € 127 504 622 € 143 869 876 € 138 471 612 € 138 643 380 € 126 199 439 €
Net income 1 721 957 € 940 507 € 2 348 377 € 980 660 € 1 056 093 € 392 695 € 192 967 € 982 317 € 397 617 € 175 673 €
EBITDA 606 653 € 2 087 518 € 3 426 375 € 714 221 € -1 010 687 € 1 989 895 € 1 759 861 € 760 149 € -681 299 € -427 025 €
Net margin 1.6% 0.9% 2.2% 0.9% 1.0% 0.3% 0.1% 0.7% 0.3% 0.1%

Revenue and income statement

In 2025, SCHMITZ CARGOBULL FRANCE achieves revenue of 105.7 M€. Activity remains stable over the period (CAGR: -1.9%). Vs 2024: +1%. After deducting consumption (96.4 M€), gross margin stands at 9.4 M€, i.e. a rate of 9%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 607 k€, representing 0.6% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.7 M€, i.e. 1.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

105 732 909 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

9 369 842 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

606 653 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

2 325 611 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

1 721 957 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

0.6%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 92%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 39%. The balance between equity and debt is satisfactory.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

92.314%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

38.536%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-0.005%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-2233.376

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

59.6%

Solvency indicators evolution
SCHMITZ CARGOBULL FRANCE

Sector positioning

Debt ratio
92.31 2025
2023
2024
2025
Q1: 14.98
Med: 47.63
Q3: 112.96
Average +23 pts over 3 years

In 2025, the debt ratio of SCHMITZ CARGOBULL FRANCE (92.31) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
38.54% 2025
2023
2024
2025
Q1: 25.16%
Med: 37.52%
Q3: 53.66%
Good -17 pts over 3 years

In 2025, the financial autonomy of SCHMITZ CARGOBULL FRANCE (38.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
-2233.38 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 1.66 years
Q3: 4.84 years
Excellent -56 pts over 3 years

In 2025, the repayment capacity of SCHMITZ CARGOBULL FRANCE (-2233.38) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 447.70. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 28.5x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

447.697

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

28.535

Liquidity indicators evolution
SCHMITZ CARGOBULL FRANCE

Sector positioning

Liquidity ratio
447.7 2025
2023
2024
2025
Q1: 168.03
Med: 225.86
Q3: 351.7
Excellent +10 pts over 3 years

In 2025, the liquidity ratio of SCHMITZ CARGOBULL FRANCE (447.70) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
28.54x 2025
2023
2024
2025
Q1: 1.5x
Med: 14.27x
Q3: 28.43x
Excellent +41 pts over 3 years

In 2025, the interest coverage of SCHMITZ CARGOBULL FRANCE (28.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 66 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 10 days. The gap of 56 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 23 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 92 days of revenue, i.e. 27.0 M€ to permanently finance. Over 2016-2025, WCR increased by +21%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

27 011 586 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

66 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

10 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

23 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

92 j

WCR and payment terms evolution
SCHMITZ CARGOBULL FRANCE

Positioning of SCHMITZ CARGOBULL FRANCE in its sector

Comparison with sector Commerce d'autres véhicules automobiles

Valuation estimate

Based on 56 transactions of similar company sales (all years), the value of SCHMITZ CARGOBULL FRANCE is estimated at 4 498 531 € (range 2 933 675€ - 16 054 423€). With an EBITDA of 606 653€, the sector multiple of 0.8x is applied. The price/revenue ratio is 0.13x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2025
56 tx
2933k€ 4498k€ 16054k€
4 498 531 € Range: 2 933 675€ - 16 054 423€
NAF 5 all-time

Valuation detail by method

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EBITDA Multiple 50%
606 653 € × 0.8x
Estimation 483 388 €
160 093€ - 2 191 112€
Revenue Multiple 30%
105 732 909 € × 0.13x
Estimation 13 220 967 €
9 306 030€ - 46 037 078€
Net Income Multiple 20%
1 721 957 € × 0.8x
Estimation 1 452 738 €
309 099€ - 5 738 720€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 56 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce d'autres véhicules automobiles)

Compare SCHMITZ CARGOBULL FRANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce d'autres véhicules automobiles

Frequently asked questions about SCHMITZ CARGOBULL FRANCE

What is the revenue of SCHMITZ CARGOBULL FRANCE ?

The revenue of SCHMITZ CARGOBULL FRANCE in 2025 is 105.7 M€.

Is SCHMITZ CARGOBULL FRANCE profitable?

Yes, SCHMITZ CARGOBULL FRANCE generated a net profit of 1.7 M€ in 2025.

Where is the headquarters of SCHMITZ CARGOBULL FRANCE ?

The headquarters of SCHMITZ CARGOBULL FRANCE is located in SAINT-QUENTIN-FALLAVIER (38070), in the department Isere.

Where to find the tax return of SCHMITZ CARGOBULL FRANCE ?

The tax return of SCHMITZ CARGOBULL FRANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SCHMITZ CARGOBULL FRANCE operate?

SCHMITZ CARGOBULL FRANCE operates in the sector Commerce d'autres véhicules automobiles (NAF code 45.19Z). See the 'Sector positioning' section above to compare the company with its competitors.