SCHAEFFER INFORMATIQUE FINANCIERE : revenue, balance sheet and financial ratios

SCHAEFFER INFORMATIQUE FINANCIERE is a French company founded 25 years ago, specialized in the sector Conseil en systèmes et logiciels informatiques. Based in BRUNSTATT-DIDENHEIM (68350), this company of category PME shows in 2023 a revenue of 480 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SCHAEFFER INFORMATIQUE FINANCIERE (SIREN 432751980)
Indicator 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 480 342 € 390 718 € 398 568 € 443 297 € 395 253 € 397 946 € 392 167 € 378 192 €
Net income 159 144 € 141 271 € 167 037 € 182 020 € 274 989 € 273 250 € 366 328 € 354 451 €
EBITDA 81 681 € 75 117 € 133 641 € 188 941 € 142 774 € 95 223 € 132 104 € 112 716 €
Net margin 33.1% 36.2% 41.9% 41.1% 69.6% 68.7% 93.4% 93.7%

Revenue and income statement

In 2023, SCHAEFFER INFORMATIQUE FINANCIERE achieves revenue of 480 k€. Revenue is growing positively over 8 years (CAGR: +3.5%). Vs 2022, growth of +23% (391 k€ -> 480 k€). After deducting consumption (0 €), gross margin stands at 480 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 82 k€, representing 17.0% of revenue. Warning negative scissor effect: despite revenue change (+23%), EBITDA varies by +9%, reducing margin by 2.2 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 159 k€, i.e. 33.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

480 342 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

480 342 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

81 681 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

72 415 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

159 144 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

17.0%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 34%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 69%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 35.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

34.034%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

68.79%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

35.021%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

3.342

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

90.1%

Solvency indicators evolution
SCHAEFFER INFORMATIQUE FINANCIERE

Sector positioning

Debt ratio
34.03 2023
2021
2022
2023
Q1: 0.0
Med: 4.6
Q3: 39.98
Average +46 pts over 3 years

In 2023, the debt ratio of SCHAEFFER INFORMATIQUE FI... (34.03) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
68.79% 2023
2021
2022
2023
Q1: 8.2%
Med: 34.41%
Q3: 61.07%
Excellent

In 2023, the financial autonomy of SCHAEFFER INFORMATIQUE FI... (68.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
3.34 years 2023
2021
2022
2023
Q1: 0.0 years
Med: 0.0 years
Q3: 0.65 years
Watch +50 pts over 3 years

In 2023, the repayment capacity of SCHAEFFER INFORMATIQUE FI... (3.34) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 638.04. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.7x. Financial charges are adequately covered by operations.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

638.038

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

2.654

Liquidity indicators evolution
SCHAEFFER INFORMATIQUE FINANCIERE

Sector positioning

Liquidity ratio
638.04 2023
2021
2022
2023
Q1: 145.87
Med: 232.2
Q3: 431.15
Excellent

In 2023, the liquidity ratio of SCHAEFFER INFORMATIQUE FI... (638.04) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
2.65x 2023
2021
2022
2023
Q1: 0.0x
Med: 0.0x
Q3: 1.1x
Excellent +50 pts over 3 years

In 2023, the interest coverage of SCHAEFFER INFORMATIQUE FI... (2.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 314 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 105 days. The gap of 209 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 318 days of revenue, i.e. 424 k€ to permanently finance. Over 2016-2023, WCR increased by +161%, requiring additional financing.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

424 161 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

314 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

105 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

318 j

WCR and payment terms evolution
SCHAEFFER INFORMATIQUE FINANCIERE

Positioning of SCHAEFFER INFORMATIQUE FINANCIERE in its sector

Comparison with sector Conseil en systèmes et logiciels informatiques

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (45 transactions). This range of 30 041€ to 108 233€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2023
Indicative
30k€ 58k€ 108k€
58 844 € Range: 30 041€ - 108 233€
NAF 5 année 2023

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 45 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Conseil en systèmes et logiciels informatiques)

Compare SCHAEFFER INFORMATIQUE FINANCIERE with other companies in the same sector:

Voir toutes les statistiques du secteur Conseil en systèmes et logiciels informatiques

Frequently asked questions about SCHAEFFER INFORMATIQUE FINANCIERE

What is the revenue of SCHAEFFER INFORMATIQUE FINANCIERE ?

The revenue of SCHAEFFER INFORMATIQUE FINANCIERE in 2023 is 480 k€.

Is SCHAEFFER INFORMATIQUE FINANCIERE profitable?

Yes, SCHAEFFER INFORMATIQUE FINANCIERE generated a net profit of 159 k€ in 2023.

Where is the headquarters of SCHAEFFER INFORMATIQUE FINANCIERE ?

The headquarters of SCHAEFFER INFORMATIQUE FINANCIERE is located in BRUNSTATT-DIDENHEIM (68350), in the department Haut-Rhin.

Where to find the tax return of SCHAEFFER INFORMATIQUE FINANCIERE ?

The tax return of SCHAEFFER INFORMATIQUE FINANCIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SCHAEFFER INFORMATIQUE FINANCIERE operate?

SCHAEFFER INFORMATIQUE FINANCIERE operates in the sector Conseil en systèmes et logiciels informatiques (NAF code 62.02A). See the 'Sector positioning' section above to compare the company with its competitors.