SIREN : 892034778
SBM is a French company founded 5 years ago, specialized in the sector Gestion de fonds. Based in BOURGES (18000), this company of category PME shows in 2024 a revenue of 2.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Revenue | 2 370 000 € | 2 281 200 € | 1 992 400 € | 1 440 000 € |
| Net income | 428 927 € | 390 864 € | 369 687 € | 780 866 € |
| EBITDA | 105 634 € | 82 267 € | -22 436 € | -10 431 € |
| Net margin | 18.1% | 17.1% | 18.6% | 54.2% |
In 2024, SBM achieves revenue of 2.4 M€. Over the period 2021-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +18.1%. Vs 2023: +4%. After deducting consumption (5 k€), gross margin stands at 2.4 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 106 k€, representing 4.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 429 k€, i.e. 18.1% of revenue. This profit can be retained or distributed to shareholders.
2 370 000 €
2 364 511 €
105 634 €
126 811 €
428 927 €
4.5%
The debt ratio (= Financial debt / Equity x 100) stands at 49%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 17.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
49.115%
36.823%
17.176%
2.385
41.9%
In 2024, the debt ratio of SBM (49.12) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SBM (36.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of SBM (2.38) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 23.28. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 12.9x. Operating income very largely covers interest expenses: high safety margin.
23.283
12.943
In 2024, the liquidity ratio of SBM (23.28) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of SBM (12.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 46 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 7 days. The gap of 39 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-287 days): operations structurally generate cash.
-1 891 331 €
46 j
7 j
0 j
-287 j
Based on 62 transactions of similar company sales
in 2024,
the value of SBM is estimated at
1 103 902 €
(range 370 829€ - 2 429 243€).
With an EBITDA of 105 634€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SBM with other companies in the same sector:
The revenue of SBM in 2024 is 2.4 M€.
Yes, SBM generated a net profit of 429 k€ in 2024.
The headquarters of SBM is located in BOURGES (18000), in the department Cher.
The tax return of SBM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SBM operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.