SBCI : revenue, balance sheet and financial ratios

SBCI is a French company founded 25 years ago, specialized in the sector Commerce de gros d'équipements automobiles. Based in NORGES-LA-VILLE (21490), this company of category PME shows in 2018 a revenue of 2.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SBCI (SIREN 432583235)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C N/C N/C N/C N/C N/C 2 664 269 € 2 390 651 € 2 188 876 €
Net income 27 558 € 159 031 € 146 169 € 72 122 € 119 408 € 114 137 € 185 088 € 201 596 € 208 107 € 259 532 €
EBITDA N/C N/C N/C N/C N/C N/C N/C 275 087 € 326 496 € 395 011 €
Net margin N/C N/C N/C N/C N/C N/C N/C 7.6% 8.7% 11.9%

Revenue and income statement

In 2025, SBCI generates positive net income of 28 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 260 k€ -> 28 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

27 558 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 24%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 72%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

23.849%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

71.64%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

32.6%

Solvency indicators evolution
SBCI

Sector positioning

Debt ratio
23.85 2025
2023
2024
2025
Q1: 0.9
Med: 11.6
Q3: 38.39
Average

In 2025, the debt ratio of SBCI (23.85) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
71.64% 2025
2023
2024
2025
Q1: 32.99%
Med: 54.93%
Q3: 65.85%
Excellent

In 2025, the financial autonomy of SBCI (71.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 708.25. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

708.251

Liquidity indicators evolution
SBCI

Sector positioning

Liquidity ratio
708.25 2025
2023
2024
2025
Q1: 175.74
Med: 247.62
Q3: 348.53
Excellent +74 pts over 3 years

In 2025, the liquidity ratio of SBCI (708.25) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SBCI

Positioning of SBCI in its sector

Comparison with sector Commerce de gros d'équipements automobiles

Valuation estimate

Based on 213 transactions of similar company sales (all years), the value of SBCI is estimated at 73 266 € (range 20 307€ - 134 561€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
213 transactions
20k€ 73k€ 134k€
73 266 € Range: 20 307€ - 134 561€
NAF 5 all-time

Valuation method used

Net Income Multiple
27 558 € × 2.7x = 73 266 €
Range: 20 308€ - 134 561€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 213 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de gros d'équipements automobiles)

Compare SBCI with other companies in the same sector:

Frequently asked questions about SBCI

What is the revenue of SBCI ?

The revenue of SBCI in 2018 is 2.7 M€.

Is SBCI profitable?

Yes, SBCI generated a net profit of 28 k€ in 2025.

Where is the headquarters of SBCI ?

The headquarters of SBCI is located in NORGES-LA-VILLE (21490), in the department Cote-d'Or.

Where to find the tax return of SBCI ?

The tax return of SBCI is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SBCI operate?

SBCI operates in the sector Commerce de gros d'équipements automobiles (NAF code 45.31Z). See the 'Sector positioning' section above to compare the company with its competitors.