SAZE : revenue, balance sheet and financial ratios
SAZE is a French company
founded 11 years ago,
specialized in the sector Supermarchés.
Based in CHAMPIGNY (51370),
this company of category PME
shows in 2020 a revenue of 12.0 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2024, SAZE generates positive net income of 326 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
325 827 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 207%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 25%. The balance between equity and debt is satisfactory.
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
206.954%
Financial autonomy (2024)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
24.613%
Asset age ratio (2024)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2020
2021
2022
2023
2024
Debt ratio
-305.611
762.457
795.74
867.726
1527.757
590.315
258.027
206.954
Financial autonomy
-17.826
7.818
7.671
6.67
3.638
10.628
19.76
24.613
Repayment capacity
-3.888
17.331
11.053
10.425
None
None
None
None
Cash flow / Revenue
-6.756%
1.254%
1.819%
1.676%
None%
None%
None%
None%
Sector positioning
Debt ratio
206.952024
2022
2023
2024
Q1: 1.08
Med: 38.44
Q3: 110.68
Average
In 2024, the debt ratio of SAZE (206.95) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
24.61%2024
2022
2023
2024
Q1: 14.11%
Med: 31.97%
Q3: 48.09%
Average+15 pts over 3 years
In 2024, the financial autonomy of SAZE (24.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 279.62. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
279.618
Liquidity indicators evolution SAZE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2020
2021
2022
2023
2024
Liquidity ratio
78.61
148.249
164.02
144.749
145.729
248.371
254.795
279.618
Interest coverage
-18.202
32.918
61.34
26.41
None
None
None
None
Sector positioning
Liquidity ratio
279.622024
2022
2023
2024
Q1: 106.0
Med: 141.72
Q3: 201.57
Excellent
In 2024, the liquidity ratio of SAZE (279.62) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
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Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
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Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution SAZE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2020
2021
2022
2023
2024
Operating WCR
1 860 680 €
1 409 580 €
1 734 082 €
2 052 083 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
26
27
27
30
0
0
0
0
Customer payment term (days)
0
2
4
8
0
0
0
0
Supplier payment term (days)
101
34
31
39
0
0
0
0
Positioning of SAZE in its sector
Comparison with sector Supermarchés
Valuation estimate
Based on 551 transactions of similar company sales
in 2024,
the value of SAZE is estimated at
1 898 166 €
(range 856 285€ - 4 286 645€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
551 transactions
856k€1898k€4286k€
1 898 166 €Range: 856 285€ - 4 286 645€
NAF 5 année 2024
Valuation method used
Net Income Multiple
325 827 €
×
5.8x
=1 898 166 €
Range: 856 285€ - 4 286 646€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 551 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Supermarchés)
Compare SAZE with other companies in the same sector:
Yes, SAZE generated a net profit of 326 k€ in 2024.
Where is the headquarters of SAZE ?
The headquarters of SAZE is located in CHAMPIGNY (51370), in the department Marne.
Where to find the tax return of SAZE ?
The tax return of SAZE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SAZE operate?
SAZE operates in the sector Supermarchés (NAF code 47.11D). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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