SIREN : 808624472
SAY ASSOCIATES is a French company founded 11 years ago, specialized in the sector Activités des sociétés holding. Based in PARIS (75010), this company of category PME shows in 2019 a revenue of 96 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2018 | 2017 |
|---|---|---|---|
| Revenue | 96 000 € | 72 000 € | N/C |
| Net income | 94 195 € | -10 952 € | -53 330 € |
| EBITDA | 13 795 € | -12 173 € | -53 496 € |
| Net margin | 98.1% | -15.2% | N/C |
In 2019, SAY ASSOCIATES achieves revenue of 96 k€. Over the period 2018-2019, the company shows strong growth with a CAGR (compound annual growth rate) of +33.3%. Vs 2018, growth of +33% (72 k€ -> 96 k€). After deducting consumption (0 €), gross margin stands at 96 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 14 k€, representing 14.4% of revenue. Positive scissor effect: EBITDA margin improves by +31.3 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 94 k€, i.e. 98.1% of revenue. This profit can be retained or distributed to shareholders.
96 000 €
96 000 €
13 795 €
13 795 €
94 195 €
14.4%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 98%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 98.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.298%
98.038%
98.12%
0.067
In 2019, the debt ratio of SAY ASSOCIATES (0.30) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2019, the financial autonomy of SAY ASSOCIATES (98.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2019, the repayment capacity of SAY ASSOCIATES (0.07) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 491.44. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
491.435
0.0
In 2019, the liquidity ratio of SAY ASSOCIATES (491.44) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2019, the interest coverage of SAY ASSOCIATES (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 490 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 222 days. The gap of 268 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 536 days of revenue, i.e. 143 k€ to permanently finance.
143 019 €
490 j
222 j
0 j
536 j
Based on 72 transactions of similar company sales
in 2019,
the value of SAY ASSOCIATES is estimated at
201 375 €
(range 56 754€ - 390 514€).
With an EBITDA of 13 795€, the sector multiple of 5.7x is applied.
The price/revenue ratio is 0.66x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 72 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SAY ASSOCIATES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of SAY ASSOCIATES in 2019 is 96 k€.
Yes, SAY ASSOCIATES generated a net profit of 94 k€ in 2019.
The headquarters of SAY ASSOCIATES is located in PARIS (75010), in the department Paris.
The tax return of SAY ASSOCIATES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SAY ASSOCIATES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.