Employees: 03 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 1989-03-01 (37 years)Status: ActiveBusiness sector: Commerce de détail d'équipements automobilesLocation: CHAMBERY (73000), Savoie
SAVOIE-FREINS : revenue, balance sheet and financial ratios
SAVOIE-FREINS is a French company
founded 37 years ago,
specialized in the sector Commerce de détail d'équipements automobiles.
Based in CHAMBERY (73000),
this company of category PME
shows in 2022 a revenue of 2.9 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - SAVOIE-FREINS (SIREN 349697714)
Indicator
2024
2023
2022
2021
2020
2018
2017
Revenue
N/C
N/C
2 948 012 €
N/C
N/C
3 122 753 €
2 563 211 €
Net income
233 520 €
250 642 €
207 341 €
224 254 €
283 939 €
321 901 €
227 843 €
EBITDA
N/C
N/C
312 049 €
N/C
N/C
453 325 €
358 547 €
Net margin
N/C
N/C
7.0%
N/C
N/C
10.3%
8.9%
Revenue and income statement
In 2024, SAVOIE-FREINS generates positive net income of 234 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2024: 228 k€ -> 234 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
233 520 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 196%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 18%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
196.483%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
18.123%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2020
2021
2022
2023
2024
Debt ratio
13.965
9.632
4.558
8.72
102.205
94.454
196.483
Financial autonomy
53.433
57.798
70.391
32.249
33.167
30.356
18.123
Repayment capacity
0.511
0.364
None
None
3.61
None
None
Cash flow / Revenue
10.062%
10.724%
None%
None%
8.131%
None%
None%
Sector positioning
Debt ratio
196.482024
2022
2023
2024
Q1: 0.96
Med: 14.89
Q3: 53.7
Watch
In 2024, the debt ratio of SAVOIE-FREINS (196.48) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
Financial autonomy
18.12%2024
2022
2023
2024
Q1: 15.43%
Med: 39.97%
Q3: 59.96%
Average-17 pts over 3 years
In 2024, the financial autonomy of SAVOIE-FREINS (18.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
3.61 years2022
2022
Q1: 0.0 years
Med: 0.52 years
Q3: 2.46 years
Average
In 2022, the repayment capacity of SAVOIE-FREINS (3.61) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 194.22. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
194.219
Liquidity indicators evolution SAVOIE-FREINS
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2017
2018
2020
2021
2022
2023
2024
Liquidity ratio
226.042
245.383
348.706
143.362
281.941
224.631
194.219
Interest coverage
0.95
0.514
None
None
0.333
None
None
Sector positioning
Liquidity ratio
194.222024
2022
2023
2024
Q1: 134.64
Med: 206.05
Q3: 313.86
Average-22 pts over 3 years
In 2024, the liquidity ratio of SAVOIE-FREINS (194.22) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
0.33x2022
2022
Q1: 0.0x
Med: 0.55x
Q3: 3.19x
Average
In 2022, the interest coverage of SAVOIE-FREINS (0.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution SAVOIE-FREINS
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2020
2021
2022
2023
2024
Operating WCR
366 514 €
570 902 €
0 €
0 €
242 621 €
0 €
0 €
Inventory turnover (days)
20
18
0
0
17
0
0
Customer payment term (days)
59
64
0
0
58
0
0
Supplier payment term (days)
85
90
0
0
67
0
0
Positioning of SAVOIE-FREINS in its sector
Comparison with sector Commerce de détail d'équipements automobiles
Valuation estimate
Indicative estimate only : the number of comparable transactions in this sector is limited (34 transactions).
This range of 96 320€ to 602 049€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2024
Indicative
96k€351k€602k€
351 599 €Range: 96 320€ - 602 049€
NAF 5 année 2024
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 34 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Commerce de détail d'équipements automobiles)
Compare SAVOIE-FREINS with other companies in the same sector:
Yes, SAVOIE-FREINS generated a net profit of 234 k€ in 2024.
Where is the headquarters of SAVOIE-FREINS ?
The headquarters of SAVOIE-FREINS is located in CHAMBERY (73000), in the department Savoie.
Where to find the tax return of SAVOIE-FREINS ?
The tax return of SAVOIE-FREINS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SAVOIE-FREINS operate?
SAVOIE-FREINS operates in the sector Commerce de détail d'équipements automobiles (NAF code 45.32Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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