SIREN : 324925577
SAVIM is a French company founded 43 years ago, specialized in the sector Promotion immobilière de logements. Based in QUIMPER (29000), this company of category PME shows in 2025 a revenue of 519 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 519 242 € | 494 577 € | 519 873 € | 322 105 € | 281 166 € | 276 264 € | 358 624 € | 348 599 € | 199 956 € |
| Net income | 300 814 € | 450 594 € | 409 080 € | 433 000 € | 220 913 € | 281 788 € | 204 677 € | 105 253 € | 23 851 € |
| EBITDA | 126 860 € | 149 098 € | 194 894 € | 1 272 € | 39 957 € | 6 847 € | 43 845 € | 51 755 € | 6 892 € |
| Net margin | 57.9% | 91.1% | 78.7% | 134.4% | 78.6% | 102.0% | 57.1% | 30.2% | 11.9% |
In 2025, SAVIM achieves revenue of 519 k€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +12.7%. Vs 2024: +5%. After deducting consumption (13 k€), gross margin stands at 506 k€, i.e. a rate of 98%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 127 k€, representing 24.4% of revenue. Warning negative scissor effect: despite revenue change (+5%), EBITDA varies by -15%, reducing margin by 5.7 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 301 k€, i.e. 57.9% of revenue. This profit can be retained or distributed to shareholders.
519 242 €
506 435 €
126 860 €
121 219 €
300 814 €
24.4%
The debt ratio (= Financial debt / Equity x 100) stands at 17%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 81%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 58.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
16.964%
81.353%
58.711%
1.674
30.7%
In 2025, the debt ratio of SAVIM (16.96) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of SAVIM (81.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of SAVIM (1.67) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2009.31. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.6x. Financial charges are adequately covered by operations.
2009.307
2.567
In 2025, the liquidity ratio of SAVIM (2009.31) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of SAVIM (2.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 190 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 97 days. The gap of 93 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 2 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 2377 days of revenue, i.e. 3.4 M€ to permanently finance. Over 2017-2025, WCR increased by +247%, requiring additional financing.
3 428 493 €
190 j
97 j
2 j
2377 j
Based on 80 transactions of similar company sales
(all years),
the value of SAVIM is estimated at
248 515 €
(range 85 843€ - 689 500€).
With an EBITDA of 126 860€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SAVIM with other companies in the same sector:
Voir toutes les statistiques du secteur Promotion immobilière de logements
The revenue of SAVIM in 2025 is 519 k€.
Yes, SAVIM generated a net profit of 301 k€ in 2025.
The headquarters of SAVIM is located in QUIMPER (29000), in the department Finistere.
The tax return of SAVIM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SAVIM operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.