SAVEURS ET COULEURS : revenue, balance sheet and financial ratios

SAVEURS ET COULEURS is a French company founded 22 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in LIMOGES (87000), this company of category PME shows in 2019 a revenue of 543 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SAVEURS ET COULEURS (SIREN 451150114)
Indicator 2020 2019 2018 2016
Revenue N/C 542 653 € N/C 785 146 €
Net income -5 638 € -40 095 € -36 891 € 6 159 €
EBITDA N/C -17 126 € N/C 43 585 €
Net margin N/C -7.4% N/C 0.8%

Revenue and income statement

In 2020, SAVEURS ET COULEURS records a net loss of 6 k€. This deficit will reduce equity on the balance sheet.

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-5 638 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 5123%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 1%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

5122.546%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

1.369%

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

16.5%

Solvency indicators evolution
SAVEURS ET COULEURS

Sector positioning

Debt ratio
5122.55 2020
2018
2019
2020
Q1: 0.0
Med: 12.54
Q3: 165.29
Average

In 2020, the debt ratio of SAVEURS ET COULEURS (5122.55) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
1.37% 2020
2018
2019
2020
Q1: 2.35%
Med: 37.75%
Q3: 80.16%
Average

In 2020, the financial autonomy of SAVEURS ET COULEURS (1.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-16.02 years 2019
2019
Q1: 0.0 years
Med: 0.55 years
Q3: 8.61 years
Excellent

In 2019, the repayment capacity of SAVEURS ET COULEURS (-16.02) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 138.35. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

138.353

Liquidity indicators evolution
SAVEURS ET COULEURS

Sector positioning

Liquidity ratio
138.35 2020
2018
2019
2020
Q1: 79.88
Med: 255.9
Q3: 986.53
Average

In 2020, the liquidity ratio of SAVEURS ET COULEURS (138.35) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-27.51x 2019
2019
Q1: 0.0x
Med: 0.0x
Q3: 13.75x
Average

In 2019, the interest coverage of SAVEURS ET COULEURS (-27.5x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SAVEURS ET COULEURS

Positioning of SAVEURS ET COULEURS in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare SAVEURS ET COULEURS with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about SAVEURS ET COULEURS

What is the revenue of SAVEURS ET COULEURS ?

The revenue of SAVEURS ET COULEURS in 2019 is 543 k€.

Is SAVEURS ET COULEURS profitable?

SAVEURS ET COULEURS recorded a net loss in 2020.

Where is the headquarters of SAVEURS ET COULEURS ?

The headquarters of SAVEURS ET COULEURS is located in LIMOGES (87000), in the department Haute-Vienne.

Where to find the tax return of SAVEURS ET COULEURS ?

The tax return of SAVEURS ET COULEURS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SAVEURS ET COULEURS operate?

SAVEURS ET COULEURS operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.