SIREN : 351288444
SAVAL is a French company founded 36 years ago, specialized in the sector Commerce de détail de meubles. Based in SAINT-GERMAIN-DU-PUY (18390), this company of category PME shows in 2024 a revenue of 1.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|
| Revenue | 1 155 997 € | 1 288 443 € | 1 171 892 € | 966 102 € | 774 249 € | 843 503 € | 833 029 € |
| Net income | 37 379 € | 15 976 € | 67 316 € | 72 027 € | -65 525 € | -39 403 € | -52 725 € |
| EBITDA | 49 313 € | 20 160 € | 63 906 € | 78 738 € | -56 530 € | -57 869 € | -41 348 € |
| Net margin | 3.2% | 1.2% | 5.7% | 7.5% | -8.5% | -4.7% | -6.3% |
In 2024, SAVAL achieves revenue of 1.2 M€. Revenue is growing positively over 7 years (CAGR: +4.8%). Significant drop of -10% vs 2023. After deducting consumption (566 k€), gross margin stands at 590 k€, i.e. a rate of 51%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 49 k€, representing 4.3% of revenue. Positive scissor effect: EBITDA margin improves by +2.7 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 37 k€, i.e. 3.2% of revenue. This profit can be retained or distributed to shareholders.
1 155 997 €
590 190 €
49 313 €
33 305 €
37 379 €
4.2%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 44%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 4.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
0.0%
43.606%
4.401%
0.0
30.2%
In 2024, the debt ratio of SAVAL (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of SAVAL (43.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of SAVAL (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 111.62. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
111.622
0.0
In 2024, the liquidity ratio of SAVAL (111.62) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of SAVAL (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 53 days. Excellent situation: suppliers finance 52 days of the operating cycle (retail model). Inventory turnover is 47 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 21 days of revenue, i.e. 68 k€ to permanently finance. Notable WCR improvement over the period (-27%), freeing up cash.
68 146 €
1 j
53 j
47 j
21 j
Based on 61 transactions of similar company sales
in 2024,
the value of SAVAL is estimated at
228 382 €
(range 156 461€ - 340 736€).
With an EBITDA of 49 313€, the sector multiple of 4.7x is applied.
The price/revenue ratio is 0.22x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 61 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SAVAL with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de détail de meubles
The revenue of SAVAL in 2024 is 1.2 M€.
Yes, SAVAL generated a net profit of 37 k€ in 2024.
The headquarters of SAVAL is located in SAINT-GERMAIN-DU-PUY (18390), in the department Cher.
The tax return of SAVAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SAVAL operates in the sector Commerce de détail de meubles (NAF code 47.59A). See the 'Sector positioning' section above to compare the company with its competitors.