SIREN : 841764095
SASU GE3A is a French company founded 7 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in TOULOUSE (31300), this company of category PME shows in 2024 a revenue of 657 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 |
|---|---|---|---|---|---|---|
| Revenue | 656 815 € | 609 097 € | 559 170 € | 568 011 € | 500 017 € | 51 610 € |
| Net income | 154 923 € | 245 137 € | -22 719 € | 2 090 € | 38 891 € | -18 614 € |
| EBITDA | 218 732 € | 101 744 € | 24 453 € | 42 472 € | 56 243 € | -14 523 € |
| Net margin | 23.6% | 40.2% | -4.1% | 0.4% | 7.8% | -36.1% |
In 2024, SASU GE3A achieves revenue of 657 k€. Over the period 2018-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +52.8%. Vs 2023: +8%. After deducting consumption (0 €), gross margin stands at 657 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 219 k€, representing 33.3% of revenue. Positive scissor effect: EBITDA margin improves by +16.6 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 155 k€, i.e. 23.6% of revenue. This profit can be retained or distributed to shareholders.
656 815 €
656 815 €
218 732 €
207 448 €
154 923 €
33.3%
The debt ratio (= Financial debt / Equity x 100) stands at 14%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 84%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 25.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
13.612%
83.826%
25.306%
1.487
30.5%
In 2024, the debt ratio of SASU GE3A (13.61) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SASU GE3A (83.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of SASU GE3A (1.49) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 237.12. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.4x. Financial charges are adequately covered by operations.
237.119
3.406
In 2024, the liquidity ratio of SASU GE3A (237.12) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of SASU GE3A (3.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 14 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 16 days. Favorable situation: supplier credit is longer than customer credit by 2 days. Overall, WCR represents 14 days of revenue, i.e. 26 k€ to permanently finance. Over 2018-2024, WCR increased by +177%, requiring additional financing.
25 583 €
14 j
16 j
0 j
14 j
Based on 193 transactions of similar company sales (all years), the value of SASU GE3A is estimated at 388 348 € (range 117 680€ - 1 320 596€). With an EBITDA of 218 732€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SASU GE3A with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of SASU GE3A in 2024 is 657 k€.
Yes, SASU GE3A generated a net profit of 155 k€ in 2024.
The headquarters of SASU GE3A is located in TOULOUSE (31300), in the department Haute-Garonne.
The tax return of SASU GE3A is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SASU GE3A operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.