SAS POISSY MAURICE CLERC : revenue, balance sheet and financial ratios

SAS POISSY MAURICE CLERC is a French company founded 9 years ago, specialized in the sector Promotion immobilière de logements. Based in LA MADELEINE (59110), this company of category GE shows in 2024 a revenue of 43.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SAS POISSY MAURICE CLERC (SIREN 829155175)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 43 621 282 € 35 588 334 € N/C N/C N/C N/C N/C N/C
Net income 4 528 796 € 4 275 937 € -586 762 € -668 328 € -497 228 € -193 789 € -201 738 € -18 030 €
EBITDA 6 076 612 € 4 979 048 € -557 244 € -566 833 € -421 636 € -19 622 € -13 431 € -10 060 €
Net margin 10.4% 12.0% N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2024, SAS POISSY MAURICE CLERC achieves revenue of 43.6 M€. Over the period 2023-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +22.6%. Vs 2023, growth of +23% (35.6 M€ -> 43.6 M€). After deducting consumption (0 €), gross margin stands at 43.6 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 6.1 M€, representing 13.9% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 4.5 M€, i.e. 10.4% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

43 621 282 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

43 621 282 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

6 076 612 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

6 067 251 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

4 528 796 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

13.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 44%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 19%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 10.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

43.918%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

19.093%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

10.382%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.454

Solvency indicators evolution
SAS POISSY MAURICE CLERC

Sector positioning

Debt ratio
43.92 2024
2022
2023
2024
Q1: 0.0
Med: 1.6
Q3: 105.23
Average +35 pts over 3 years

In 2024, the debt ratio of SAS POISSY MAURICE CLERC (43.92) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
19.09% 2024
2022
2023
2024
Q1: 0.0%
Med: 12.23%
Q3: 54.65%
Good +29 pts over 3 years

In 2024, the financial autonomy of SAS POISSY MAURICE CLERC (19.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.45 years 2024
2022
2023
2024
Q1: -4.13 years
Med: 0.0 years
Q3: 1.24 years
Average +34 pts over 3 years

In 2024, the repayment capacity of SAS POISSY MAURICE CLERC (0.45) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 304.76. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

304.76

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-0.014

Liquidity indicators evolution
SAS POISSY MAURICE CLERC

Sector positioning

Liquidity ratio
304.76 2024
2022
2023
2024
Q1: 134.25
Med: 341.1
Q3: 1144.53
Average -29 pts over 3 years

In 2024, the liquidity ratio of SAS POISSY MAURICE CLERC (304.76) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-0.01x 2024
2022
2023
2024
Q1: -13.11x
Med: 0.0x
Q3: 2.3x
Good +15 pts over 3 years

In 2024, the interest coverage of SAS POISSY MAURICE CLERC (-0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 8 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 13 days. Favorable situation: supplier credit is longer than customer credit by 5 days. Inventory turnover is 89 days (= Average inventory / Cost of goods x 360). WCR is negative (-41 days): operations structurally generate cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-4 992 456 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

8 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

13 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

89 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-41 j

WCR and payment terms evolution
SAS POISSY MAURICE CLERC

Positioning of SAS POISSY MAURICE CLERC in its sector

Comparison with sector Promotion immobilière de logements

Valuation estimate

Based on 80 transactions of similar company sales (all years), the value of SAS POISSY MAURICE CLERC is estimated at 8 836 778 € (range 3 236 154€ - 24 128 831€). With an EBITDA of 6 076 612€, the sector multiple of 1.0x is applied. The price/revenue ratio is 0.28x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
80 tx
3236k€ 8836k€ 24128k€
8 836 778 € Range: 3 236 154€ - 24 128 831€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
6 076 612 € × 1.0x
Estimation 6 097 070 €
2 517 779€ - 18 543 896€
Revenue Multiple 30%
43 621 282 € × 0.28x
Estimation 12 203 545 €
4 388 260€ - 30 013 902€
Net Income Multiple 20%
4 528 796 € × 2.3x
Estimation 10 635 900 €
3 303 936€ - 29 263 564€
How is this estimate calculated?

This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Promotion immobilière de logements)

Compare SAS POISSY MAURICE CLERC with other companies in the same sector:

Voir toutes les statistiques du secteur Promotion immobilière de logements

Frequently asked questions about SAS POISSY MAURICE CLERC

What is the revenue of SAS POISSY MAURICE CLERC ?

The revenue of SAS POISSY MAURICE CLERC in 2024 is 43.6 M€.

Is SAS POISSY MAURICE CLERC profitable?

Yes, SAS POISSY MAURICE CLERC generated a net profit of 4.5 M€ in 2024.

Where is the headquarters of SAS POISSY MAURICE CLERC ?

The headquarters of SAS POISSY MAURICE CLERC is located in LA MADELEINE (59110), in the department Nord.

Where to find the tax return of SAS POISSY MAURICE CLERC ?

The tax return of SAS POISSY MAURICE CLERC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SAS POISSY MAURICE CLERC operate?

SAS POISSY MAURICE CLERC operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.