SAS JUVILOC : revenue, balance sheet and financial ratios

SAS JUVILOC is a French company founded 15 years ago, specialized in the sector Location de courte durée de voitures et de véhicules automobiles légers. Based in MONTANS (81600), this company of category PME shows in 2022 a revenue of 4.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SAS JUVILOC (SIREN 523110047)
Indicator 2022 2021 2017 2016
Revenue 3 973 200 € N/C 21 600 € 22 471 €
Net income -200 010 € -174 084 € 4 543 € 4 399 €
EBITDA -105 396 € N/C 8 098 € 4 084 €
Net margin -5.0% N/C 21.0% 19.6%

Revenue and income statement

In 2022, SAS JUVILOC achieves revenue of 4.0 M€. Over the period 2016-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +136.9%. After deducting consumption (4.0 M€), gross margin stands at -31 k€, i.e. a rate of -1%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -105 k€, representing -2.7% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -200 k€ (-5.0% of revenue), which will impact equity.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

3 973 200 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

-30 725 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-105 396 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-125 650 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-200 010 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-2.7%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -1761%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -6%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-1760.936%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-5.979%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-4.485%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-26.277

Solvency indicators evolution
SAS JUVILOC

Sector positioning

Debt ratio
-1760.94 2022
2017
2021
2022
Q1: 0.0
Med: 31.58
Q3: 180.48
Excellent -27 pts over 3 years

In 2022, the debt ratio of SAS JUVILOC (-1760.94) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-5.98% 2022
2017
2021
2022
Q1: 5.28%
Med: 28.49%
Q3: 58.47%
Average -50 pts over 3 years

In 2022, the financial autonomy of SAS JUVILOC (-6.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-26.28 years 2022
2017
2022
Q1: 0.0 years
Med: 0.1 years
Q3: 2.37 years
Excellent -50 pts over 2 years

In 2022, the repayment capacity of SAS JUVILOC (-26.28) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 13856.81. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

13856.808

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-69.952

Liquidity indicators evolution
SAS JUVILOC

Sector positioning

Liquidity ratio
13856.81 2022
2017
2021
2022
Q1: 83.52
Med: 169.65
Q3: 364.86
Excellent +46 pts over 3 years

In 2022, the liquidity ratio of SAS JUVILOC (13856.81) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-69.95x 2022
2017
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.53x
Watch

In 2022, the interest coverage of SAS JUVILOC (-70.0x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 36 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 2 days. The gap of 34 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 267 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 341 days of revenue, i.e. 3.8 M€ to permanently finance. Over 2016-2022, WCR increased by +1482%, requiring additional financing.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

3 765 719 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

36 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

2 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

267 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

341 j

WCR and payment terms evolution
SAS JUVILOC

Positioning of SAS JUVILOC in its sector

Comparison with sector Location de courte durée de voitures et de véhicules automobiles légers

Valuation estimate

Based on 276 transactions of similar company sales (all years), the value of SAS JUVILOC is estimated at 9 271 986 € (range 2 164 762€ - 12 056 636€). The price/revenue ratio is 2.33x (premium valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
276 transactions
2164k€ 9271k€ 12056k€
9 271 986 € Range: 2 164 762€ - 12 056 636€
NAF 5 all-time

Valuation method used

Revenue Multiple
3 973 200 € × 2.33x = 9 271 986 €
Range: 2 164 762€ - 12 056 637€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 276 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de courte durée de voitures et de véhicules automobiles légers)

Compare SAS JUVILOC with other companies in the same sector:

Voir toutes les statistiques du secteur Location de courte durée de voitures et de véhicules automobiles légers

Frequently asked questions about SAS JUVILOC

What is the revenue of SAS JUVILOC ?

The revenue of SAS JUVILOC in 2022 is 4.0 M€.

Is SAS JUVILOC profitable?

SAS JUVILOC recorded a net loss in 2022.

Where is the headquarters of SAS JUVILOC ?

The headquarters of SAS JUVILOC is located in MONTANS (81600), in the department Tarn.

Where to find the tax return of SAS JUVILOC ?

The tax return of SAS JUVILOC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SAS JUVILOC operate?

SAS JUVILOC operates in the sector Location de courte durée de voitures et de véhicules automobiles légers (NAF code 77.11A). See the 'Sector positioning' section above to compare the company with its competitors.