SIREN : 881962773
SAS JUBILADO is a French company founded 6 years ago, specialized in the sector Gestion de fonds. Based in SAINT-MORILLON (33650), this company of category PME shows in 2024 a revenue of 40 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 40 000 € | 40 000 € | 40 000 € | 40 000 € | 20 000 € |
| Net income | 29 193 € | 35 466 € | 33 499 € | 33 056 € | 16 111 € |
| EBITDA | 37 172 € | 38 268 € | 37 360 € | 38 812 € | 18 954 € |
| Net margin | 73.0% | 88.7% | 83.7% | 82.6% | 80.6% |
In 2024, SAS JUBILADO achieves revenue of 40 k€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +18.9%. Slight decline of 0% vs 2023. After deducting consumption (0 €), gross margin stands at 40 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 37 k€, representing 92.9% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -3%, reducing margin by 2.7 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 29 k€, i.e. 73.0% of revenue. This profit can be retained or distributed to shareholders.
40 000 €
40 000 €
37 172 €
36 971 €
29 193 €
92.9%
The debt ratio (= Financial debt / Equity x 100) stands at 152%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 39%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 73.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
151.586%
38.958%
73.463%
7.904
In 2024, the debt ratio of SAS JUBILADO (151.59) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SAS JUBILADO (39.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of SAS JUBILADO (7.90) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 529.42. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 34.1x. Operating income very largely covers interest expenses: high safety margin.
529.419
34.053
In 2024, the liquidity ratio of SAS JUBILADO (529.42) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of SAS JUBILADO (34.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 270 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 66 days. The gap of 204 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 293 days of revenue, i.e. 33 k€ to permanently finance. Over 2020-2024, WCR increased by +511%, requiring additional financing.
32 591 €
270 j
66 j
0 j
293 j
Based on 62 transactions of similar company sales
in 2024,
the value of SAS JUBILADO is estimated at
135 978 €
(range 41 876€ - 296 403€).
With an EBITDA of 37 172€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SAS JUBILADO with other companies in the same sector:
The revenue of SAS JUBILADO in 2024 is 40 k€.
Yes, SAS JUBILADO generated a net profit of 29 k€ in 2024.
The headquarters of SAS JUBILADO is located in SAINT-MORILLON (33650), in the department Gironde.
The tax return of SAS JUBILADO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SAS JUBILADO operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.