SIREN : 503633885
SAS GERALD LACROIX is a French company founded 18 years ago, specialized in the sector Travaux de plâtrerie. Based in VERETZ (37270), this company of category PME shows in 2024 a revenue of 202 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 201 680 € | 281 276 € | 278 028 € | 223 355 € | 326 000 € | 283 727 € | 303 630 € | 296 821 € |
| Net income | -1 242 € | 1 459 € | 11 602 € | 420 € | 18 115 € | 7 942 € | 32 140 € | 36 899 € |
| EBITDA | 910 € | 1 848 € | 17 190 € | 1 759 € | 23 282 € | 4 325 € | 38 269 € | 44 824 € |
| Net margin | -0.6% | 0.5% | 4.2% | 0.2% | 5.6% | 2.8% | 10.6% | 12.4% |
In 2024, SAS GERALD LACROIX achieves revenue of 202 k€. Revenue is declining over the period 2017-2024 (CAGR: -5.4%). Significant drop of -28% vs 2023. After deducting consumption (49 k€), gross margin stands at 153 k€, i.e. a rate of 76%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 910 €, representing 0.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -1 k€ (-0.6% of revenue), which will impact equity.
201 680 €
153 169 €
910 €
-1 439 €
-1 242 €
0.5%
The debt ratio (= Financial debt / Equity x 100) stands at 26%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 71%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 84.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
26.415%
71.01%
0.337%
84.232
16.9%
In 2024, the debt ratio of SAS GERALD LACROIX (26.41) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SAS GERALD LACROIX (71.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of SAS GERALD LACROIX (84.23) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 873.47. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 51.0x. Operating income very largely covers interest expenses: high safety margin.
873.47
50.989
In 2024, the liquidity ratio of SAS GERALD LACROIX (873.47) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of SAS GERALD LACROIX (51.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 15 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 50 days. Excellent situation: suppliers finance 35 days of the operating cycle (retail model). Inventory turnover is 4 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 10 days of revenue, i.e. 5 k€ to permanently finance. Notable WCR improvement over the period (-92%), freeing up cash.
5 451 €
15 j
50 j
4 j
10 j
Based on 65 transactions of similar company sales
in 2024,
the value of SAS GERALD LACROIX is estimated at
11 927 €
(range 6 280€ - 15 641€).
With an EBITDA of 910€, the sector multiple of 1.6x is applied.
The price/revenue ratio is 0.15x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 65 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SAS GERALD LACROIX with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de plâtrerie
The revenue of SAS GERALD LACROIX in 2024 is 202 k€.
SAS GERALD LACROIX recorded a net loss in 2024.
The headquarters of SAS GERALD LACROIX is located in VERETZ (37270), in the department Indre-et-Loire.
The tax return of SAS GERALD LACROIX is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SAS GERALD LACROIX operates in the sector Travaux de plâtrerie (NAF code 43.31Z). See the 'Sector positioning' section above to compare the company with its competitors.