SIREN : 812670875
SAS GDX INVEST is a French company founded 10 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in BAYONNE (64100), this company of category PME shows in 2022 a revenue of 93 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 93 353 € | 28 672 € | 275 045 € | 46 123 € | 70 166 € | 22 880 € | 10 050 € |
| Net income | 12 207 € | -13 856 € | -49 430 € | -32 564 € | 42 345 € | 4 341 € | -45 961 € |
| EBITDA | 12 815 € | -4 500 € | 45 147 € | -22 359 € | 31 621 € | -678 € | -6 693 € |
| Net margin | 13.1% | -48.3% | -18.0% | -70.6% | 60.3% | 19.0% | -457.3% |
In 2022, SAS GDX INVEST achieves revenue of 93 k€. Over the period 2016-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +45.0%. Vs 2021, growth of +226% (29 k€ -> 93 k€). After deducting consumption (339 €), gross margin stands at 93 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 13 k€, representing 13.7% of revenue. Positive scissor effect: EBITDA margin improves by +29.4 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 12 k€, i.e. 13.1% of revenue. This profit can be retained or distributed to shareholders.
93 353 €
93 014 €
12 815 €
12 681 €
12 207 €
13.7%
The debt ratio (= Financial debt / Equity x 100) stands at -110%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 80%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 13.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
-109.927%
79.54%
13.466%
0.979
76.1%
In 2022, the debt ratio of SAS GDX INVEST (-109.93) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2022, the financial autonomy of SAS GDX INVEST (79.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2022, the repayment capacity of SAS GDX INVEST (0.98) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 59.25. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.6x. Danger: operating income does not cover interest charges, unsustainable situation.
59.253
0.554
In 2022, the liquidity ratio of SAS GDX INVEST (59.25) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2022, the interest coverage of SAS GDX INVEST (0.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 267 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 63 days. The gap of 204 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-290 days): operations structurally generate cash. Notable WCR improvement over the period (-96%), freeing up cash.
-75 175 €
267 j
63 j
0 j
-290 j
Based on 193 transactions of similar company sales (all years), the value of SAS GDX INVEST is estimated at 40 184 € (range 12 000€ - 113 201€). With an EBITDA of 12 815€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SAS GDX INVEST with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of SAS GDX INVEST in 2022 is 93 k€.
Yes, SAS GDX INVEST generated a net profit of 12 k€ in 2022.
The headquarters of SAS GDX INVEST is located in BAYONNE (64100), in the department Pyrenees-Atlantiques.
The tax return of SAS GDX INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SAS GDX INVEST operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.