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SAS FINANCIERE DE LA BANQUE POPULAIRE OCCITANE : revenue, balance sheet and financial ratios

SAS FINANCIERE DE LA BANQUE POPULAIRE OCCITANE is a French company founded 19 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in BALMA (31130), this company of category GE shows in 2024 a net income positive of 29 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SAS FINANCIERE DE LA BANQUE POPULAIRE OCCITANE (SIREN 491307914)
Indicator 2024 2023 2021 2020 2019 2018 2017 2016
Revenue N/C N/C N/C N/C N/C N/C N/C N/C
Net income 29 498 € 17 349 € 594 517 € 207 810 € 15 077 € -3 823 € -1 304 € 146 133 €
EBITDA -2 402 € 239 € -2 457 € -3 529 € -1 326 € -3 823 € -1 304 € -4 344 €
Net margin N/C N/C N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2024, SAS FINANCIERE DE LA BANQUE POPULAIRE OCCITANE generates positive net income of 29 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 146 k€ -> 29 k€.

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-2 402 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-2 402 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

29 498 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 12%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

11.804%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
SAS FINANCIERE DE LA BANQUE POPULAIRE OCCITANE

Sector positioning

Debt ratio
0.0 2024
2021
2023
2024
Q1: 0.01
Med: 13.69
Q3: 116.56
Excellent

In 2024, the debt ratio of SAS FINANCIERE DE LA BANQ... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
11.8% 2024
2021
2023
2024
Q1: 13.95%
Med: 55.8%
Q3: 90.35%
Average

In 2024, the financial autonomy of SAS FINANCIERE DE LA BANQ... (11.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2024
2021
2023
2024
Q1: 0.0 years
Med: 0.15 years
Q3: 4.69 years
Excellent -17 pts over 3 years

In 2024, the repayment capacity of SAS FINANCIERE DE LA BANQ... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 113.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

113.374

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
SAS FINANCIERE DE LA BANQUE POPULAIRE OCCITANE

Sector positioning

Liquidity ratio
113.37 2024
2021
2023
2024
Q1: 132.35
Med: 897.73
Q3: 5412.13
Average

In 2024, the liquidity ratio of SAS FINANCIERE DE LA BANQ... (113.37) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.0x 2024
2021
2023
2024
Q1: -144.56x
Med: -8.16x
Q3: 0.0x
Excellent +31 pts over 3 years

In 2024, the interest coverage of SAS FINANCIERE DE LA BANQ... (0.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Positioning of SAS FINANCIERE DE LA BANQUE POPULAIRE OCCITANE in its sector

Comparison with sector Fonds de placement et entités financières similaires

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (26 transactions). This range of 82 850€ to 571 629€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
82k€ 382k€ 571k€
382 817 € Range: 82 850€ - 571 629€
NAF 5 année 2024

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 26 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fonds de placement et entités financières similaires)

Compare SAS FINANCIERE DE LA BANQUE POPULAIRE OCCITANE with other companies in the same sector:

Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires

Frequently asked questions about SAS FINANCIERE DE LA BANQUE POPULAIRE OCCITANE

What is the revenue of SAS FINANCIERE DE LA BANQUE POPULAIRE OCCITANE ?

The revenue of SAS FINANCIERE DE LA BANQUE POPULAIRE OCCITANE is not publicly disclosed (confidential accounts filed with INPI).

Is SAS FINANCIERE DE LA BANQUE POPULAIRE OCCITANE profitable?

Yes, SAS FINANCIERE DE LA BANQUE POPULAIRE OCCITANE generated a net profit of 29 k€ in 2024.

Where is the headquarters of SAS FINANCIERE DE LA BANQUE POPULAIRE OCCITANE ?

The headquarters of SAS FINANCIERE DE LA BANQUE POPULAIRE OCCITANE is located in BALMA (31130), in the department Haute-Garonne.

Where to find the tax return of SAS FINANCIERE DE LA BANQUE POPULAIRE OCCITANE ?

The tax return of SAS FINANCIERE DE LA BANQUE POPULAIRE OCCITANE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SAS FINANCIERE DE LA BANQUE POPULAIRE OCCITANE operate?

SAS FINANCIERE DE LA BANQUE POPULAIRE OCCITANE operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.