SIREN : 410230429
SAS CHAVAUX JOEL is a French company founded 29 years ago, specialized in the sector Gestion de fonds. Based in LA REOLE (33190), this company of category PME shows in 2021 a revenue of 1.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|
| Revenue | 1 638 255 € | 1 487 363 € | 2 039 078 € | 1 698 774 € | 1 847 986 € |
| Net income | 20 564 € | 47 040 € | 202 600 € | 55 457 € | 233 481 € |
| EBITDA | 57 732 € | 94 465 € | 280 087 € | 72 218 € | 289 994 € |
| Net margin | 1.3% | 3.2% | 9.9% | 3.3% | 12.6% |
In 2021, SAS CHAVAUX JOEL achieves revenue of 1.6 M€. Activity remains stable over the period (CAGR: -3.0%). Vs 2020, growth of +10% (1.5 M€ -> 1.6 M€). After deducting consumption (430 k€), gross margin stands at 1.2 M€, i.e. a rate of 74%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 58 k€, representing 3.5% of revenue. Warning negative scissor effect: despite revenue change (+10%), EBITDA varies by -39%, reducing margin by 2.8 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 21 k€, i.e. 1.3% of revenue. This profit can be retained or distributed to shareholders.
1 638 255 €
1 208 044 €
57 732 €
28 624 €
20 564 €
3.5%
The debt ratio (= Financial debt / Equity x 100) stands at 23%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 63%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.6 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 2.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
23.125%
62.991%
2.944%
4.643
25.2%
In 2021, the debt ratio of SAS CHAVAUX JOEL (23.12) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of SAS CHAVAUX JOEL (63.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2021, the repayment capacity of SAS CHAVAUX JOEL (4.64) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 364.54. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 7.0x. Operating income very largely covers interest expenses: high safety margin.
364.54
6.96
In 2021, the liquidity ratio of SAS CHAVAUX JOEL (364.54) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of SAS CHAVAUX JOEL (7.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 66 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 36 days. The company must finance 30 days of gap between collections and payments. Inventory turnover is 8 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 42 days of revenue, i.e. 190 k€ to permanently finance. Notable WCR improvement over the period (-58%), freeing up cash.
190 382 €
66 j
36 j
8 j
42 j
Based on 76 transactions of similar company sales
in 2021,
the value of SAS CHAVAUX JOEL is estimated at
292 446 €
(range 123 839€ - 722 146€).
With an EBITDA of 57 732€, the sector multiple of 2.9x is applied.
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 76 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SAS CHAVAUX JOEL with other companies in the same sector:
The revenue of SAS CHAVAUX JOEL in 2021 is 1.6 M€.
Yes, SAS CHAVAUX JOEL generated a net profit of 21 k€ in 2021.
The headquarters of SAS CHAVAUX JOEL is located in LA REOLE (33190), in the department Gironde.
The tax return of SAS CHAVAUX JOEL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SAS CHAVAUX JOEL operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.