SAS CHASSIGNOL CHARLES : revenue, balance sheet and financial ratios

SAS CHASSIGNOL CHARLES is a French company founded 27 years ago, specialized in the sector Sciage et rabotage du bois, hors imprégnation. Based in BELMONT-DE-LA-LOIRE (42670), this company of category PME shows in 2025 a revenue of 4.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SAS CHASSIGNOL CHARLES (SIREN 422732123)
Indicator 2025 2024 2023 2022 2021 2020 2019 2017 2016
Revenue 4 480 271 € 4 589 838 € 5 043 715 € 4 154 223 € 3 788 525 € 3 514 840 € 3 914 710 € 4 185 287 € N/C
Net income 168 209 € 210 422 € 318 185 € 64 423 € 46 826 € 10 696 € 502 298 € 96 112 € 70 596 €
EBITDA 611 239 € 536 415 € 741 922 € 333 150 € 241 989 € 197 819 € 244 540 € 313 641 € N/C
Net margin 3.8% 4.6% 6.3% 1.6% 1.2% 0.3% 12.8% 2.3% N/C

Revenue and income statement

In 2025, SAS CHASSIGNOL CHARLES achieves revenue of 4.5 M€. Revenue is growing positively over 9 years (CAGR: +0.9%). Slight decline of -2% vs 2024. After deducting consumption (1.4 M€), gross margin stands at 3.1 M€, i.e. a rate of 69%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 611 k€, representing 13.6% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 168 k€, i.e. 3.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

4 480 271 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

3 095 627 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

611 239 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

251 269 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

168 209 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

13.6%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 72%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 47%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 11.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

72.261%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

47.408%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

11.727%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.965

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

33.0%

Solvency indicators evolution
SAS CHASSIGNOL CHARLES

Sector positioning

Debt ratio
72.26 2025
2023
2024
2025
Q1: 9.74
Med: 29.26
Q3: 71.27
Average +23 pts over 3 years

In 2025, the debt ratio of SAS CHASSIGNOL CHARLES (72.26) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
47.41% 2025
2023
2024
2025
Q1: 38.63%
Med: 57.73%
Q3: 70.76%
Average -21 pts over 3 years

In 2025, the financial autonomy of SAS CHASSIGNOL CHARLES (47.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
2.96 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 2.1 years
Q3: 4.53 years
Average +12 pts over 3 years

In 2025, the repayment capacity of SAS CHASSIGNOL CHARLES (2.96) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 309.54. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 8.3x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

309.541

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

8.278

Liquidity indicators evolution
SAS CHASSIGNOL CHARLES

Sector positioning

Liquidity ratio
309.54 2025
2023
2024
2025
Q1: 223.06
Med: 315.69
Q3: 467.32
Average -8 pts over 3 years

In 2025, the liquidity ratio of SAS CHASSIGNOL CHARLES (309.54) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
8.28x 2025
2023
2024
2025
Q1: 0.0x
Med: 3.57x
Q3: 11.25x
Good +10 pts over 3 years

In 2025, the interest coverage of SAS CHASSIGNOL CHARLES (8.3x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 62 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 57 days. The company must finance 5 days of gap between collections and payments. Inventory turnover is 26 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 85 days of revenue, i.e. 1.1 M€ to permanently finance.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 062 720 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

62 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

57 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

26 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

85 j

WCR and payment terms evolution
SAS CHASSIGNOL CHARLES

Positioning of SAS CHASSIGNOL CHARLES in its sector

Comparison with sector Sciage et rabotage du bois, hors imprégnation

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (34 transactions). This range of 289 797€ to 1 206 670€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
289k€ 611k€ 1206k€
611 215 € Range: 289 797€ - 1 206 670€
NAF 5 all-time
How is this estimate calculated?

This estimate is based on the analysis of 34 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Sciage et rabotage du bois, hors imprégnation)

Compare SAS CHASSIGNOL CHARLES with other companies in the same sector:

Voir toutes les statistiques du secteur Sciage et rabotage du bois, hors imprégnation

Frequently asked questions about SAS CHASSIGNOL CHARLES

What is the revenue of SAS CHASSIGNOL CHARLES ?

The revenue of SAS CHASSIGNOL CHARLES in 2025 is 4.5 M€.

Is SAS CHASSIGNOL CHARLES profitable?

Yes, SAS CHASSIGNOL CHARLES generated a net profit of 168 k€ in 2025.

Where is the headquarters of SAS CHASSIGNOL CHARLES ?

The headquarters of SAS CHASSIGNOL CHARLES is located in BELMONT-DE-LA-LOIRE (42670), in the department Loire.

Where to find the tax return of SAS CHASSIGNOL CHARLES ?

The tax return of SAS CHASSIGNOL CHARLES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SAS CHASSIGNOL CHARLES operate?

SAS CHASSIGNOL CHARLES operates in the sector Sciage et rabotage du bois, hors imprégnation (NAF code 16.10A). See the 'Sector positioning' section above to compare the company with its competitors.