Employees: 03 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 2016-11-25 (9 years)Status: ActiveBusiness sector: Travaux de plâtrerieLocation: ENTRAIGUES (63720), Puy-de-Dome
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
SAS CARDOSO MICHEL : revenue, balance sheet and financial ratios
SAS CARDOSO MICHEL is a French company
founded 9 years ago,
specialized in the sector Travaux de plâtrerie.
Based in ENTRAIGUES (63720),
this company of category PME
shows in 2017 a revenue of 540 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - SAS CARDOSO MICHEL (SIREN 823958160)
Indicator
2022
2017
Revenue
N/C
540 289 €
Net income
17 803 €
16 949 €
EBITDA
N/C
19 933 €
Net margin
N/C
3.1%
Revenue and income statement
In 2022, SAS CARDOSO MICHEL generates positive net income of 18 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2022: 17 k€ -> 18 k€.
Net income (2022)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
17 803 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 39%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 51%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2022)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
38.608%
Financial autonomy (2022)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
50.908%
Asset age ratio (2022)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2022
Debt ratio
22.543
38.608
Financial autonomy
53.17
50.908
Repayment capacity
1.543
None
Cash flow / Revenue
3.878%
None%
Sector positioning
Debt ratio
38.612022
2017
2022
Q1: 1.08
Med: 20.47
Q3: 69.99
Average
In 2022, the debt ratio of SAS CARDOSO MICHEL (38.61) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
50.91%2022
2017
2022
Q1: 6.99%
Med: 28.3%
Q3: 49.55%
Excellent
In 2022, the financial autonomy of SAS CARDOSO MICHEL (50.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
1.54 years2017
2017
Q1: 0.0 years
Med: 0.02 years
Q3: 0.77 years
Average
In 2017, the repayment capacity of SAS CARDOSO MICHEL (1.54) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 241.20. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2022)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
241.198
Liquidity indicators evolution SAS CARDOSO MICHEL
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2017
2022
Liquidity ratio
190.355
241.198
Interest coverage
3.311
None
Sector positioning
Liquidity ratio
241.22022
2017
2022
Q1: 143.49
Med: 197.56
Q3: 284.85
Good+8 pts over 2 years
In 2022, the liquidity ratio of SAS CARDOSO MICHEL (241.20) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
3.31x2017
2017
Q1: 0.0x
Med: 0.21x
Q3: 2.66x
Excellent
In 2017, the interest coverage of SAS CARDOSO MICHEL (3.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2022)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2022)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2022)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2022)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution SAS CARDOSO MICHEL
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2022
Operating WCR
97 241 €
0 €
Inventory turnover (days)
28
0
Customer payment term (days)
43
0
Supplier payment term (days)
54
0
Positioning of SAS CARDOSO MICHEL in its sector
Comparison with sector Travaux de plâtrerie
Valuation estimate
Based on 50 transactions of similar company sales
in 2022,
the value of SAS CARDOSO MICHEL is estimated at
36 640 €
(range 9 627€ - 117 395€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2022
50 tx
9k€36k€117k€
36 640 €Range: 9 627€ - 117 395€
NAF 4 année 2022
Aggregated at NAF sub-class level
Valuation method used
Net Income Multiple
17 803 €
×
2.1x
=36 641 €
Range: 9 627€ - 117 395€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 50 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Travaux de plâtrerie)
Compare SAS CARDOSO MICHEL with other companies in the same sector:
Frequently asked questions about SAS CARDOSO MICHEL
What is the revenue of SAS CARDOSO MICHEL ?
The revenue of SAS CARDOSO MICHEL in 2017 is 540 k€.
Is SAS CARDOSO MICHEL profitable?
Yes, SAS CARDOSO MICHEL generated a net profit of 18 k€ in 2022.
Where is the headquarters of SAS CARDOSO MICHEL ?
The headquarters of SAS CARDOSO MICHEL is located in ENTRAIGUES (63720), in the department Puy-de-Dome.
Where to find the tax return of SAS CARDOSO MICHEL ?
The tax return of SAS CARDOSO MICHEL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SAS CARDOSO MICHEL operate?
SAS CARDOSO MICHEL operates in the sector Travaux de plâtrerie (NAF code 43.31Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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