SIREN : 843893207
SAS BERNARD is a French company founded 7 years ago, specialized in the sector Gestion de fonds. Based in GUICHAINVILLE (27930), this company of category PME shows in 2022 a net income positive of 134 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 |
|---|---|
| Revenue | N/C |
| Net income | 133 999 € |
| EBITDA | -1 974 € |
| Net margin | N/C |
In 2022, SAS BERNARD generates positive net income of 134 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.
-1 974 €
-1 974 €
133 999 €
The debt ratio (= Financial debt / Equity x 100) stands at 82%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 45%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability.
81.505%
44.796%
1.176
In 2022, the debt ratio of SAS BERNARD (81.50) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of SAS BERNARD (44.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of SAS BERNARD (1.18) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 138.41. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
138.409
-264.995
In 2022, the liquidity ratio of SAS BERNARD (138.41) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of SAS BERNARD (-265.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 247 days. Excellent situation: suppliers finance 247 days of the operating cycle (retail model).
0 €
0 j
247 j
0 j
Based on 109 transactions of similar company sales in 2022, the value of SAS BERNARD is estimated at 772 859 € (range 362 556€ - 1 694 026€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 109 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SAS BERNARD with other companies in the same sector:
The revenue of SAS BERNARD is not publicly disclosed (confidential accounts filed with INPI).
Yes, SAS BERNARD generated a net profit of 134 k€ in 2022.
The headquarters of SAS BERNARD is located in GUICHAINVILLE (27930), in the department Eure.
The tax return of SAS BERNARD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SAS BERNARD operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.