SAS AISNE OISE AUTOMOBILES : revenue, balance sheet and financial ratios

SAS AISNE OISE AUTOMOBILES is a French company founded 24 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in SAINT-QUENTIN (02100), this company of category ETI shows in 2024 a revenue of 23.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SAS AISNE OISE AUTOMOBILES (SIREN 440163319)
Indicator 2024 2023 2021 2020 2019 2018 2018 2017 2016
Revenue 23 413 043 € 15 196 174 € 16 521 254 € 10 837 470 € 3 314 205 € 519 364 € 1 106 350 € 2 280 956 € 2 582 448 €
Net income -888 281 € 3 163 € -225 832 € -145 201 € 265 008 € -161 084 € 85 453 € 81 865 € 114 812 €
EBITDA -633 616 € -123 140 € -51 294 € -184 645 € 308 170 € -290 970 € 59 073 € -673 780 € -172 929 €
Net margin -3.8% 0.0% -1.4% -1.3% 8.0% -31.0% 7.7% 3.6% 4.4%

Revenue and income statement

In 2024, SAS AISNE OISE AUTOMOBILES achieves revenue of 23.4 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +31.7%. Vs 2023, growth of +54% (15.2 M€ -> 23.4 M€). After deducting consumption (18.5 M€), gross margin stands at 4.9 M€, i.e. a rate of 21%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -634 k€, representing -2.7% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -888 k€ (-3.8% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

23 413 043 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

4 876 883 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-633 616 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-676 705 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-888 281 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-2.7%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 399%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 9%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

398.779%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

9.157%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-3.057%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-5.272

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

57.9%

Solvency indicators evolution
SAS AISNE OISE AUTOMOBILES

Sector positioning

Debt ratio
398.78 2024
2021
2023
2024
Q1: 4.08
Med: 38.33
Q3: 127.96
Average +47 pts over 3 years

In 2024, the debt ratio of SAS AISNE OISE AUTOMOBILES (398.78) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
9.16% 2024
2021
2023
2024
Q1: 10.78%
Med: 27.25%
Q3: 53.06%
Average -30 pts over 3 years

In 2024, the financial autonomy of SAS AISNE OISE AUTOMOBILES (9.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-5.27 years 2024
2021
2023
2024
Q1: -0.37 years
Med: 0.21 years
Q3: 3.53 years
Excellent

In 2024, the repayment capacity of SAS AISNE OISE AUTOMOBILES (-5.27) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 169.90. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

169.896

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-11.29

Liquidity indicators evolution
SAS AISNE OISE AUTOMOBILES

Sector positioning

Liquidity ratio
169.9 2024
2021
2023
2024
Q1: 132.93
Med: 200.61
Q3: 386.05
Average +15 pts over 3 years

In 2024, the liquidity ratio of SAS AISNE OISE AUTOMOBILES (169.90) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-11.29x 2024
2021
2023
2024
Q1: 0.0x
Med: 2.15x
Q3: 25.1x
Average

In 2024, the interest coverage of SAS AISNE OISE AUTOMOBILES (-11.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 22 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 70 days. Excellent situation: suppliers finance 48 days of the operating cycle (retail model). Inventory turnover is 84 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 107 days of revenue, i.e. 6.9 M€ to permanently finance. Over 2016-2024, WCR increased by +686%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

6 935 646 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

22 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

70 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

84 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

107 j

WCR and payment terms evolution
SAS AISNE OISE AUTOMOBILES

Positioning of SAS AISNE OISE AUTOMOBILES in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 148 transactions of similar company sales in 2024, the value of SAS AISNE OISE AUTOMOBILES is estimated at 3 755 514 € (range 1 715 198€ - 6 626 627€). The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
148 transactions
1715k€ 3755k€ 6626k€
3 755 514 € Range: 1 715 198€ - 6 626 627€
NAF 5 année 2024

Valuation method used

Revenue Multiple
23 413 043 € × 0.16x = 3 755 514 €
Range: 1 715 199€ - 6 626 627€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 148 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare SAS AISNE OISE AUTOMOBILES with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about SAS AISNE OISE AUTOMOBILES

What is the revenue of SAS AISNE OISE AUTOMOBILES ?

The revenue of SAS AISNE OISE AUTOMOBILES in 2024 is 23.4 M€.

Is SAS AISNE OISE AUTOMOBILES profitable?

SAS AISNE OISE AUTOMOBILES recorded a net loss in 2024.

Where is the headquarters of SAS AISNE OISE AUTOMOBILES ?

The headquarters of SAS AISNE OISE AUTOMOBILES is located in SAINT-QUENTIN (02100), in the department Aisne.

Where to find the tax return of SAS AISNE OISE AUTOMOBILES ?

The tax return of SAS AISNE OISE AUTOMOBILES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SAS AISNE OISE AUTOMOBILES operate?

SAS AISNE OISE AUTOMOBILES operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.