SIREN : 819529330
SARL VM CHARME is a French company founded 10 years ago, specialized in the sector Soins de beauté. Based in SAINT-AFFRIQUE (12400), this company of category PME shows in 2024 a revenue of 142 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 141 784 € | 153 357 € | 152 282 € | 153 813 € | 123 484 € | 161 150 € | 180 715 € | 170 546 € |
| Net income | -1 354 € | 2 965 € | -1 730 € | 4 729 € | -2 962 € | 3 128 € | 2 564 € | 979 € |
| EBITDA | 2 539 € | 10 013 € | 4 386 € | 6 744 € | 6 391 € | 5 905 € | 6 848 € | 2 686 € |
| Net margin | -1.0% | 1.9% | -1.1% | 3.1% | -2.4% | 1.9% | 1.4% | 0.6% |
In 2024, SARL VM CHARME achieves revenue of 142 k€. Activity remains stable over the period (CAGR: -2.6%). Slight decline of -8% vs 2023. After deducting consumption (35 k€), gross margin stands at 106 k€, i.e. a rate of 75%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 1.8% of revenue. Warning negative scissor effect: despite revenue change (-8%), EBITDA varies by -75%, reducing margin by 4.7 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -1 k€ (-1.0% of revenue), which will impact equity.
141 784 €
106 339 €
2 539 €
-2 047 €
-1 354 €
1.8%
The debt ratio (= Financial debt / Equity x 100) stands at 514%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 18.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 3.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
513.96%
12.905%
3.183%
18.723
42.8%
In 2024, the debt ratio of SARL VM CHARME (513.96) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of SARL VM CHARME (12.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of SARL VM CHARME (18.72) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 221.74. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 22.7x. Operating income very largely covers interest expenses: high safety margin.
221.742
22.725
In 2024, the liquidity ratio of SARL VM CHARME (221.74) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of SARL VM CHARME (22.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 49 days. Excellent situation: suppliers finance 49 days of the operating cycle (retail model). Inventory turnover is 130 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 90 days of revenue, i.e. 35 k€ to permanently finance.
35 483 €
0 j
49 j
130 j
90 j
Based on 98 transactions of similar company sales
in 2024,
the value of SARL VM CHARME is estimated at
31 972 €
(range 18 517€ - 45 921€).
With an EBITDA of 2 539€, the sector multiple of 4.6x is applied.
The price/revenue ratio is 0.46x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SARL VM CHARME with other companies in the same sector:
The revenue of SARL VM CHARME in 2024 is 142 k€.
SARL VM CHARME recorded a net loss in 2024.
The headquarters of SARL VM CHARME is located in SAINT-AFFRIQUE (12400), in the department Aveyron.
The tax return of SARL VM CHARME is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SARL VM CHARME operates in the sector Soins de beauté (NAF code 96.02B). See the 'Sector positioning' section above to compare the company with its competitors.