SIREN : 413851353
SARL UNIASSUR is a French company founded 28 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in FREYMING-MERLEBACH (57800), this company of category PME shows in 2020 a revenue of 2.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2016 |
|---|---|---|---|
| Revenue | 2 316 132 € | 1 934 301 € | 1 813 607 € |
| Net income | 60 700 € | -37 066 € | 256 783 € |
| EBITDA | 466 313 € | -43 123 € | 372 960 € |
| Net margin | 2.6% | -1.9% | 14.2% |
In 2020, SARL UNIASSUR achieves revenue of 2.3 M€. Over the period 2016-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +6.3%. Vs 2019, growth of +20% (1.9 M€ -> 2.3 M€). After deducting consumption (6 k€), gross margin stands at 2.3 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 466 k€, representing 20.1% of revenue. Positive scissor effect: EBITDA margin improves by +22.4 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 61 k€, i.e. 2.6% of revenue. This profit can be retained or distributed to shareholders.
2 316 132 €
2 309 932 €
466 313 €
492 554 €
60 700 €
20.1%
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 2%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 18.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
1.507%
1.668%
18.758%
0.008
9.5%
In 2020, the debt ratio of SARL UNIASSUR (1.51) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2020, the financial autonomy of SARL UNIASSUR (1.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of SARL UNIASSUR (0.01) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at -0.00. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.
-0.002
0.072
In 2020, the liquidity ratio of SARL UNIASSUR (-0.00) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2020, the interest coverage of SARL UNIASSUR (0.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 196 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 250 days. Excellent situation: suppliers finance 54 days of the operating cycle (retail model). WCR is negative (-2551 days): operations structurally generate cash. Notable WCR improvement over the period (-726%), freeing up cash.
-16 409 309 €
196 j
250 j
0 j
-2551 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 1 477 429€ to 3 830 768€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SARL UNIASSUR with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of SARL UNIASSUR in 2020 is 2.3 M€.
Yes, SARL UNIASSUR generated a net profit of 61 k€ in 2020.
The headquarters of SARL UNIASSUR is located in FREYMING-MERLEBACH (57800), in the department Moselle.
The tax return of SARL UNIASSUR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SARL UNIASSUR operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.