SIREN : 330927427
SARL T.N.M is a French company founded 41 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in SAINT-ETIENNE (42100), this company of category PME shows in 2024 a revenue of 190 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 189 965 € | 143 856 € | 268 313 € | 104 791 € | 121 212 € | 125 633 € | 144 008 € | 138 185 € | 127 210 € |
| Net income | 77 506 € | 191 295 € | 58 295 € | 19 764 € | 81 874 € | 73 276 € | -6 893 € | -55 035 € | 47 198 € |
| EBITDA | 20 591 € | -3 942 € | 131 618 € | -78 832 € | -25 440 € | -31 680 € | 18 800 € | -14 904 € | 2 684 € |
| Net margin | 40.8% | 133.0% | 21.7% | 18.9% | 67.5% | 58.3% | -4.8% | -39.8% | 37.1% |
In 2024, SARL T.N.M achieves revenue of 190 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +5.1%. Vs 2023, growth of +32% (144 k€ -> 190 k€). After deducting consumption (38 k€), gross margin stands at 152 k€, i.e. a rate of 80%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 21 k€, representing 10.8% of revenue. Positive scissor effect: EBITDA margin improves by +13.6 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 78 k€, i.e. 40.8% of revenue. This profit can be retained or distributed to shareholders.
189 965 €
152 267 €
20 591 €
69 942 €
77 506 €
10.8%
The debt ratio (= Financial debt / Equity x 100) stands at 37%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 71%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 9.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 18.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
37.121%
70.582%
18.828%
9.066
31.1%
In 2024, the debt ratio of SARL T.N.M (37.12) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SARL T.N.M (70.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of SARL T.N.M (9.07) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1392.01. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 36.5x. Operating income very largely covers interest expenses: high safety margin.
1392.013
36.477
In 2024, the liquidity ratio of SARL T.N.M (1392.01) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of SARL T.N.M (36.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 49 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 60 days. Favorable situation: supplier credit is longer than customer credit by 11 days. Overall, WCR represents 372 days of revenue, i.e. 196 k€ to permanently finance. Over 2016-2024, WCR increased by +4845%, requiring additional financing.
196 247 €
49 j
60 j
0 j
372 j
Based on 169 transactions of similar company sales in 2024, the value of SARL T.N.M is estimated at 209 252 € (range 64 587€ - 380 273€). With an EBITDA of 20 591€, the sector multiple of 5.6x is applied. The price/revenue ratio is 0.81x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 169 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SARL T.N.M with other companies in the same sector:
Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers
The revenue of SARL T.N.M in 2024 is 190 k€.
Yes, SARL T.N.M generated a net profit of 78 k€ in 2024.
The headquarters of SARL T.N.M is located in SAINT-ETIENNE (42100), in the department Loire.
The tax return of SARL T.N.M is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SARL T.N.M operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.