SIREN : 521394692
SARL S.M.J. CONCEPT is a French company founded 16 years ago, specialized in the sector Agences immobilières. Based in MONTLOUIS-SUR-LOIRE (37270), this company of category PME shows in 2025 a net income negative of -5 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | N/C | N/C | N/C | N/C | N/C |
| Net income | -5 187 € | -39 493 € | 37 925 € | 72 039 € | 45 919 € |
| EBITDA | N/C | N/C | N/C | N/C | N/C |
| Net margin | N/C | N/C | N/C | N/C | N/C |
In 2025, SARL S.M.J. CONCEPT records a net loss of 5 k€. This deficit will reduce equity on the balance sheet.
-5 187 €
The debt ratio (= Financial debt / Equity x 100) stands at 125%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 24%. The balance between equity and debt is satisfactory.
124.625%
23.761%
40.1%
In 2025, the debt ratio of SARL S.M.J. CONCEPT (124.62) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2025, the financial autonomy of SARL S.M.J. CONCEPT (23.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
The liquidity ratio (= Current assets / Current liabilities) stands at 168.01. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
168.008
In 2025, the liquidity ratio of SARL S.M.J. CONCEPT (168.01) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Compare SARL S.M.J. CONCEPT with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of SARL S.M.J. CONCEPT is not publicly disclosed (confidential accounts filed with INPI).
SARL S.M.J. CONCEPT recorded a net loss in 2025.
The headquarters of SARL S.M.J. CONCEPT is located in MONTLOUIS-SUR-LOIRE (37270), in the department Indre-et-Loire.
The tax return of SARL S.M.J. CONCEPT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SARL S.M.J. CONCEPT operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.