SIREN : 483091971
SARL SERGE LOIT is a French company founded 20 years ago, specialized in the sector Travaux de menuiserie bois et PVC. Based in SAINT-FLOXEL (50310), this company of category PME shows in 2017 a revenue of 196 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2017 | 2016 |
|---|---|---|
| Revenue | 196 303 € | 236 094 € |
| Net income | 488 € | -15 919 € |
| EBITDA | 6 196 € | -10 124 € |
| Net margin | 0.2% | -6.7% |
In 2017, SARL SERGE LOIT achieves revenue of 196 k€. Significant drop of -17% vs 2016. After deducting consumption (74 k€), gross margin stands at 122 k€, i.e. a rate of 62%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 6 k€, representing 3.2% of revenue. Positive scissor effect: EBITDA margin improves by +7.4 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 488 €, i.e. 0.2% of revenue. This profit can be retained or distributed to shareholders.
196 303 €
121 937 €
6 196 €
1 833 €
488 €
3.1%
The debt ratio (= Financial debt / Equity x 100) stands at -399%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 39%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.0 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 3.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
-398.506%
38.765%
3.572%
3.985
21.8%
In 2017, the debt ratio of SARL SERGE LOIT (-398.51) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2017, the financial autonomy of SARL SERGE LOIT (38.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2017, the repayment capacity of SARL SERGE LOIT (3.98) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 113.19. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 25.8x. Operating income very largely covers interest expenses: high safety margin.
113.195
25.759
In 2017, the liquidity ratio of SARL SERGE LOIT (113.19) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2017, the interest coverage of SARL SERGE LOIT (25.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 62 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 68 days. Favorable situation: supplier credit is longer than customer credit by 6 days. Inventory turnover is 23 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 17 days of revenue, i.e. 9 k€ to permanently finance.
9 419 €
62 j
68 j
23 j
17 j
Indicative estimate only : the number of comparable transactions in this sector is limited (30 transactions). This range of 11 684€ to 25 919€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 30 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SARL SERGE LOIT with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de menuiserie bois et PVC
The revenue of SARL SERGE LOIT in 2017 is 196 k€.
Yes, SARL SERGE LOIT generated a net profit of 488€ in 2017.
The headquarters of SARL SERGE LOIT is located in SAINT-FLOXEL (50310), in the department Manche.
The tax return of SARL SERGE LOIT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SARL SERGE LOIT operates in the sector Travaux de menuiserie bois et PVC (NAF code 43.32A). See the 'Sector positioning' section above to compare the company with its competitors.