SIREN : 438026213
SARL RAMZA is a French company founded 24 years ago, specialized in the sector Commerce d'alimentation générale. Based in LA COURNEUVE (93120), this company of category PME shows in 2019 a revenue of 823 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|
| Revenue | 822 696 € | 590 283 € | 385 417 € | 469 939 € |
| Net income | 13 856 € | 8 672 € | 7 905 € | 2 464 € |
| EBITDA | 29 537 € | 23 040 € | 21 735 € | 6 884 € |
| Net margin | 1.7% | 1.5% | 2.1% | 0.5% |
In 2019, SARL RAMZA achieves revenue of 823 k€. Over the period 2016-2019, the company shows strong growth with a CAGR (compound annual growth rate) of +20.5%. Vs 2018, growth of +39% (590 k€ -> 823 k€). After deducting consumption (663 k€), gross margin stands at 160 k€, i.e. a rate of 19%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 30 k€, representing 3.6% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 14 k€, i.e. 1.7% of revenue. This profit can be retained or distributed to shareholders.
822 696 €
160 009 €
29 537 €
16 973 €
13 856 €
3.6%
The debt ratio (= Financial debt / Equity x 100) stands at 56%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 19%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
56.132%
19.419%
3.187%
2.09
46.2%
In 2019, the debt ratio of SARL RAMZA (56.13) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2019, the financial autonomy of SARL RAMZA (19.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2019, the repayment capacity of SARL RAMZA (2.09) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 188.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.0x. Coverage is limited: any activity downturn would jeopardize interest payments.
187.998
1.012
In 2019, the liquidity ratio of SARL RAMZA (188.00) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2019, the interest coverage of SARL RAMZA (1.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 28 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 36 days. Favorable situation: supplier credit is longer than customer credit by 8 days. Inventory turnover is 48 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 48 days of revenue, i.e. 110 k€ to permanently finance. Over 2016-2019, WCR increased by +102%, requiring additional financing.
110 208 €
28 j
36 j
48 j
48 j
Based on 312 transactions of similar company sales in 2019, the value of SARL RAMZA is estimated at 142 284 € (range 55 220€ - 254 876€). With an EBITDA of 29 537€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.22x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 312 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SARL RAMZA with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce d'alimentation générale
The revenue of SARL RAMZA in 2019 is 823 k€.
Yes, SARL RAMZA generated a net profit of 14 k€ in 2019.
The headquarters of SARL RAMZA is located in LA COURNEUVE (93120), in the department Seine-Saint-Denis.
The tax return of SARL RAMZA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SARL RAMZA operates in the sector Commerce d'alimentation générale (NAF code 47.11B). See the 'Sector positioning' section above to compare the company with its competitors.