Employees: 11 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2000-01-02 (26 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: BAYONNE (64100), Pyrenees-Atlantiques
SARL PREVENCIA : revenue, balance sheet and financial ratios
SARL PREVENCIA is a French company
founded 26 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in BAYONNE (64100),
this company of category PME
shows in 2022 a revenue of 1.6 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - SARL PREVENCIA (SIREN 432101459)
Indicator
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
N/C
N/C
1 597 800 €
1 541 105 €
1 841 930 €
1 484 378 €
1 455 386 €
1 502 508 €
1 542 325 €
Net income
398 485 €
353 620 €
370 390 €
186 506 €
301 594 €
134 285 €
95 001 €
91 398 €
128 902 €
EBITDA
N/C
N/C
280 897 €
240 483 €
467 503 €
181 395 €
88 336 €
86 653 €
144 318 €
Net margin
N/C
N/C
23.2%
12.1%
16.4%
9.0%
6.5%
6.1%
8.4%
Revenue and income statement
In 2024, SARL PREVENCIA generates positive net income of 398 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 129 k€ -> 398 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
398 485 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 16%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
16.15%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
78.694%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
27.372
22.155
23.23
14.098
13.079
4.591
17.275
16.143
16.15
Financial autonomy
71.032
73.33
72.639
81.692
82.011
89.776
78.784
79.11
78.694
Repayment capacity
4.37
5.503
5.833
1.766
0.734
0.495
1.192
None
None
Cash flow / Revenue
5.814%
3.96%
4.06%
9.144%
19.02%
11.483%
18.355%
None%
None%
Sector positioning
Debt ratio
16.152024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.38
Average
In 2024, the debt ratio of SARL PREVENCIA (16.15) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
78.69%2024
2022
2023
2024
Q1: 13.01%
Med: 47.62%
Q3: 76.27%
Excellent
In 2024, the financial autonomy of SARL PREVENCIA (78.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
1.19 years2022
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.38 years
Average
In 2022, the repayment capacity of SARL PREVENCIA (1.19) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 403.73. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
403.729
Liquidity indicators evolution SARL PREVENCIA
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
225.533
125.816
174.748
234.627
373.124
338.26
420.12
407.176
403.729
Interest coverage
3.718
4.891
4.785
1.904
0.421
0.378
0.551
None
None
Sector positioning
Liquidity ratio
403.732024
2022
2023
2024
Q1: 123.36
Med: 243.1
Q3: 571.4
Good
In 2024, the liquidity ratio of SARL PREVENCIA (403.73) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
0.55x2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.08x
Good
In 2022, the interest coverage of SARL PREVENCIA (0.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution SARL PREVENCIA
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
-99 665 €
-26 354 €
165 084 €
-37 703 €
133 135 €
307 512 €
211 708 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
Customer payment term (days)
4
6
40
10
0
1
4
0
0
Supplier payment term (days)
24
40
38
21
14
53
39
0
0
Positioning of SARL PREVENCIA in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of SARL PREVENCIA is estimated at
802 018 €
(range 379 370€ - 3 661 934€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
379k€802k€3661k€
802 018 €Range: 379 370€ - 3 661 934€
NAF 5 all-time
Valuation method used
Net Income Multiple
398 485 €
×
2.0x
=802 019 €
Range: 379 370€ - 3 661 934€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare SARL PREVENCIA with other companies in the same sector:
Yes, SARL PREVENCIA generated a net profit of 398 k€ in 2024.
Where is the headquarters of SARL PREVENCIA ?
The headquarters of SARL PREVENCIA is located in BAYONNE (64100), in the department Pyrenees-Atlantiques.
Where to find the tax return of SARL PREVENCIA ?
The tax return of SARL PREVENCIA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SARL PREVENCIA operate?
SARL PREVENCIA operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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