SARL PLACIDE FINANCE : revenue, balance sheet and financial ratios

SARL PLACIDE FINANCE is a French company founded 17 years ago, specialized in the sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.. Based in GUIPAVAS (29490), this company of category PME shows in 2022 a revenue of 172 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SARL PLACIDE FINANCE (SIREN 509684742)
Indicator 2022 2021 2020 2019 2016
Revenue 171 849 € 283 501 € 331 272 € 674 151 € 775 943 €
Net income -39 925 € -56 625 € -112 339 € -107 902 € 38 855 €
EBITDA -15 239 € -23 776 € -61 924 € -50 879 € 108 975 €
Net margin -23.2% -20.0% -33.9% -16.0% 5.0%

Revenue and income statement

En 2022, SARL PLACIDE FINANCE alcanza unos ingresos de 172 k€. Los ingresos disminuyen en el período 2016-2022 (TCAC: -22.2%). Caída significativa de -39% vs 2021. Tras deducir el consumo (0 €), el margen bruto se sitúa en 172 k€, es decir, una tasa del 100%. El EBITDA alcanza -15 k€, representando el -8.9% de los ingresos. Un EBITDA negativo significa que las operaciones no cubren los gastos corrientes. El resultado neto es negativo en -40 k€ (-23.2% de los ingresos).

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

171 849 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

171 849 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-15 239 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-39 263 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-39 925 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-8.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

El ratio de endeudamiento (= Deuda financiera / Fondos propios x 100) se sitúa en -134%. Este nivel muy bajo refleja una estructura financiera sólida. La autonomía financiera (= Fondos propios / Total activo x 100) alcanza el -153%. Baja autonomía: la empresa depende fuertemente de financiación externa.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-134.488%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-152.84%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-15.709%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-6.461

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

14.3%

Solvency indicators evolution
SARL PLACIDE FINANCE

Sector positioning

Ratio de endeudamiento
-134.49 2022
2020
2021
2022
Q1: 0.0
Med: 7.69
Q3: 79.46
Excelente

En 2022, el ratio de endeudamiento de SARL PLACIDE FINANCE (-134.49) se sitúa en el 25% más bajo del sector, lo cual es positivo. Este ratio mide el peso de la deuda en relación con el patrimonio. Un ratio bajo indica una estructura financiera sólida con poca dependencia de los acreedores.

Autonomía financiera
-152.84% 2022
2020
2021
2022
Q1: 9.79%
Med: 43.97%
Q3: 76.41%
Vigilar

En 2022, el autonomía financiera de SARL PLACIDE FINANCE (-152.8%) se sitúa en el 25% más bajo del sector. Este ratio representa la parte del patrimonio en la financiación total. Baja autonomía puede limitar la capacidad de inversión y aumentar la vulnerabilidad.

Capacidad de reembolso
-6.46 ans 2022
2020
2021
2022
Q1: 0.0 ans
Med: 0.0 ans
Q3: 1.59 ans
Excelente

En 2022, el capacidad de reembolso de SARL PLACIDE FINANCE (-6.5 an) se sitúa en el 25% más bajo del sector, lo cual es positivo. Este ratio indica el número de años necesarios para pagar la deuda con flujo de caja. Una capacidad corta refleja deuda controlada y buena generación de efectivo.

Liquidity ratios

El ratio de liquidez se sitúa en 135.17. La empresa tiene 2€ de activos líquidos por cada 1€ de deuda a corto plazo.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

135.172

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-17.764

Liquidity indicators evolution
SARL PLACIDE FINANCE

Sector positioning

Ratio de liquidez
135.17 2022
2020
2021
2022
Q1: 133.65
Med: 294.73
Q3: 834.04
Average -7 pts over 3 years

En 2022, el ratio de liquidez de SARL PLACIDE FINANCE (135.17) se sitúa por debajo de la mediana del sector. Este ratio mide la capacidad de cubrir deuda a corto plazo con activos corrientes. Una mejora fortalecería la posición competitiva.

Cobertura de intereses
-17.76x 2022
2020
2021
2022
Q1: 0.0x
Med: 0.0x
Q3: 0.91x
Average

En 2022, el cobertura de intereses de SARL PLACIDE FINANCE (-17.8x) se sitúa por debajo de la mediana del sector. Este ratio indica cuántas veces el resultado operativo cubre los gastos de intereses. Una mejora fortalecería la posición competitiva.

Working capital requirement (WCR) and payment terms

El fondo de maniobra operativo (FM) mide el desfase temporal de tesorería. Plazo medio de cobro a clientes: 88 días. Plazo proveedores: 55 días. El desfase de 33 días pesa sobre la tesorería. El FM representa 90 días de ingresos. Notable mejora del FM durante el período (-87%), liberando tesorería.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

42 857 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

88 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

55 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

90 j

WCR and payment terms evolution
SARL PLACIDE FINANCE

Positioning of SARL PLACIDE FINANCE in its sector

Comparison with sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.

Valuation estimate

Based on 103 transactions of similar company sales (all years), the value of SARL PLACIDE FINANCE is estimated at 52 412 € (range 27 882€ - 145 022€). The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
103 transactions
27k€ 52k€ 145k€
52 412 € Range: 27 882€ - 145 022€
NAF 5 all-time

Valuation method used

Revenue Multiple
171 849 € × 0.30x = 52 412 €
Range: 27 882€ - 145 023€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.)

Compare SARL PLACIDE FINANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.

Frequently asked questions about SARL PLACIDE FINANCE

What is the revenue of SARL PLACIDE FINANCE ?

The revenue of SARL PLACIDE FINANCE in 2022 is 172 k€.

Is SARL PLACIDE FINANCE profitable?

SARL PLACIDE FINANCE recorded a net loss in 2022.

Where is the headquarters of SARL PLACIDE FINANCE ?

The headquarters of SARL PLACIDE FINANCE is located in GUIPAVAS (29490), in the department Finistere.

Where to find the tax return of SARL PLACIDE FINANCE ?

The tax return of SARL PLACIDE FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SARL PLACIDE FINANCE operate?

SARL PLACIDE FINANCE operates in the sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a. (NAF code 66.19B). See the 'Sector positioning' section above to compare the company with its competitors.