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SARL PESLARD COURSOL DUCROT : revenue, balance sheet and financial ratios

SARL PESLARD COURSOL DUCROT is a French company founded 13 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in BOURGES (18000), this company of category PME shows in 2022 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SARL PESLARD COURSOL DUCROT (SIREN 753019199)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C 1 264 750 € N/C N/C N/C N/C N/C N/C
Net income 260 624 € 90 394 € 79 103 € 130 390 € 163 065 € 112 599 € 93 502 € 113 411 € 114 319 €
EBITDA N/C N/C 98 683 € N/C N/C N/C N/C N/C N/C
Net margin N/C N/C 6.3% N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2024, SARL PESLARD COURSOL DUCROT generates positive net income of 261 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 114 k€ -> 261 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

260 624 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 71%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

70.866%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

11.0%

Solvency indicators evolution
SARL PESLARD COURSOL DUCROT

Sector positioning

Debt ratio
0.0 2024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Excellent -8 pts over 3 years

In 2024, the debt ratio of SARL PESLARD COURSOL DUCROT (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
70.87% 2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Good +16 pts over 3 years

In 2024, the financial autonomy of SARL PESLARD COURSOL DUCROT (70.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.49 years 2022
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.38 years
Average

In 2022, the repayment capacity of SARL PESLARD COURSOL DUCROT (0.49) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 138.44. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

138.439

Liquidity indicators evolution
SARL PESLARD COURSOL DUCROT

Sector positioning

Liquidity ratio
138.44 2024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Average

In 2024, the liquidity ratio of SARL PESLARD COURSOL DUCROT (138.44) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.38x 2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.09x
Good

In 2022, the interest coverage of SARL PESLARD COURSOL DUCROT (0.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SARL PESLARD COURSOL DUCROT

Positioning of SARL PESLARD COURSOL DUCROT in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of SARL PESLARD COURSOL DUCROT is estimated at 524 549 € (range 248 122€ - 2 395 041€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
248k€ 524k€ 2395k€
524 549 € Range: 248 122€ - 2 395 041€
NAF 5 all-time

Valuation method used

Net Income Multiple
260 624 € × 2.0x = 524 550 €
Range: 248 122€ - 2 395 041€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare SARL PESLARD COURSOL DUCROT with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about SARL PESLARD COURSOL DUCROT

What is the revenue of SARL PESLARD COURSOL DUCROT ?

The revenue of SARL PESLARD COURSOL DUCROT in 2022 is 1.3 M€.

Is SARL PESLARD COURSOL DUCROT profitable?

Yes, SARL PESLARD COURSOL DUCROT generated a net profit of 261 k€ in 2024.

Where is the headquarters of SARL PESLARD COURSOL DUCROT ?

The headquarters of SARL PESLARD COURSOL DUCROT is located in BOURGES (18000), in the department Cher.

Where to find the tax return of SARL PESLARD COURSOL DUCROT ?

The tax return of SARL PESLARD COURSOL DUCROT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SARL PESLARD COURSOL DUCROT operate?

SARL PESLARD COURSOL DUCROT operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.