SIREN : 380024323
SARL MJ FINANCES is a French company founded 35 years ago, specialized in the sector Gestion de fonds. Based in NEBIAS (11500), this company of category PME shows in 2024 a revenue of 29 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2022 | 2021 | 2020 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 29 060 € | 28 640 € | 28 350 € | 37 483 € | 36 097 € | 36 103 € | 48 614 € |
| Net income | 4 495 € | 9 190 € | 17 511 € | -76 454 € | -1 722 € | -5 164 € | 306 586 € |
| EBITDA | 18 153 € | 16 539 € | 20 615 € | 29 736 € | 28 866 € | 25 318 € | 5 747 € |
| Net margin | 15.5% | 32.1% | 61.8% | -204.0% | -4.8% | -14.3% | 630.7% |
In 2024, SARL MJ FINANCES achieves revenue of 29 k€. Revenue is declining over the period 2016-2024 (CAGR: -6.2%). Vs 2022: +1%. After deducting consumption (0 €), gross margin stands at 29 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 18 k€, representing 62.5% of revenue. Positive scissor effect: EBITDA margin improves by +4.7 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 4 k€, i.e. 15.5% of revenue. This profit can be retained or distributed to shareholders.
29 060 €
29 060 €
18 153 €
-1 040 €
4 495 €
62.5%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 81.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
0.0%
81.511%
0.0
54.6%
In 2024, the debt ratio of SARL MJ FINANCES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of SARL MJ FINANCES (0.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of SARL MJ FINANCES (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 5938.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
5938.295
0.0
In 2024, the liquidity ratio of SARL MJ FINANCES (5938.30) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of SARL MJ FINANCES (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 26 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The company must finance 26 days of gap between collections and payments. Overall, WCR represents 386 days of revenue, i.e. 31 k€ to permanently finance. Over 2016-2024, WCR increased by +240%, requiring additional financing.
31 122 €
26 j
0 j
0 j
386 j
Based on 62 transactions of similar company sales
in 2024,
the value of SARL MJ FINANCES is estimated at
52 845 €
(range 16 803€ - 118 584€).
With an EBITDA of 18 153€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SARL MJ FINANCES with other companies in the same sector:
The revenue of SARL MJ FINANCES in 2024 is 29 k€.
Yes, SARL MJ FINANCES generated a net profit of 4 k€ in 2024.
The headquarters of SARL MJ FINANCES is located in NEBIAS (11500), in the department Aude.
The tax return of SARL MJ FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SARL MJ FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.