Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

SARL HORIZON ASSURANCES : revenue, balance sheet and financial ratios

SARL HORIZON ASSURANCES is a French company founded 13 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LE LAMENTIN (97232), this company of category PME shows in 2024 a net income positive of 81 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SARL HORIZON ASSURANCES (SIREN 789408507)
Indicator 2024 2022
Revenue N/C N/C
Net income 80 931 € -24 138 €
EBITDA N/C N/C
Net margin N/C N/C

Revenue and income statement

In 2024, SARL HORIZON ASSURANCES generates positive net income of 81 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

80 931 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 203%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

202.909%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

20.926%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

60.2%

Solvency indicators evolution
SARL HORIZON ASSURANCES

Sector positioning

Debt ratio
202.91 2024
2022
2024
Q1: 0.0
Med: 7.62
Q3: 47.41
Watch

In 2024, the debt ratio of SARL HORIZON ASSURANCES (202.91) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
20.93% 2024
2022
2024
Q1: 12.95%
Med: 47.58%
Q3: 76.23%
Average +6 pts over 2 years

In 2024, the financial autonomy of SARL HORIZON ASSURANCES (20.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 119.13. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

119.13

Liquidity indicators evolution
SARL HORIZON ASSURANCES

Sector positioning

Liquidity ratio
119.13 2024
2022
2024
Q1: 123.9
Med: 243.5
Q3: 572.15
Watch -6 pts over 2 years

In 2024, the liquidity ratio of SARL HORIZON ASSURANCES (119.13) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of SARL HORIZON ASSURANCES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of SARL HORIZON ASSURANCES is estimated at 162 887 € (range 77 048€ - 743 726€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
77k€ 162k€ 743k€
162 887 € Range: 77 048€ - 743 726€
NAF 5 all-time

Valuation method used

Net Income Multiple
80 931 € × 2.0x = 162 887 €
Range: 77 049€ - 743 727€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare SARL HORIZON ASSURANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about SARL HORIZON ASSURANCES

What is the revenue of SARL HORIZON ASSURANCES ?

The revenue of SARL HORIZON ASSURANCES is not publicly disclosed (confidential accounts filed with INPI).

Is SARL HORIZON ASSURANCES profitable?

Yes, SARL HORIZON ASSURANCES generated a net profit of 81 k€ in 2024.

Where is the headquarters of SARL HORIZON ASSURANCES ?

The headquarters of SARL HORIZON ASSURANCES is located in LE LAMENTIN (97232), in the department Martinique.

Where to find the tax return of SARL HORIZON ASSURANCES ?

The tax return of SARL HORIZON ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SARL HORIZON ASSURANCES operate?

SARL HORIZON ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.