SARL GARAGE VICHY RHUE : revenue, balance sheet and financial ratios

SARL GARAGE VICHY RHUE is a French company founded 31 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in CREUZIER-LE-VIEUX (03300), this company of category PME shows in 2020 a revenue of 27 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SARL GARAGE VICHY RHUE (SIREN 977220383)
Indicator 2020 2017 2016 2015
Revenue 26 803 € 26 802 € 26 802 € 26 969 €
Net income 13 652 € 12 914 € 12 355 € 9 904 €
EBITDA 23 006 € 23 244 € 23 338 € 23 792 €
Net margin 50.9% 48.2% 46.1% 36.7%

Revenue and income statement

In 2020, SARL GARAGE VICHY RHUE achieves revenue of 27 k€. Activity remains stable over the period (CAGR: -0.1%). Vs 2017: +0%. After deducting consumption (0 €), gross margin stands at 27 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 23 k€, representing 85.8% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 14 k€, i.e. 50.9% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

26 803 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

26 803 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

23 006 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

16 061 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

13 652 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

85.8%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 18%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 76.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

18.349%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

79.098%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

76.85%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.937

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

11.6%

Solvency indicators evolution
SARL GARAGE VICHY RHUE

Sector positioning

Debt ratio
18.35 2020
2016
2017
2020
Q1: 0.0
Med: 12.67
Q3: 165.39
Average

In 2020, the debt ratio of SARL GARAGE VICHY RHUE (18.35) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
79.1% 2020
2016
2017
2020
Q1: 2.37%
Med: 37.74%
Q3: 80.14%
Good +6 pts over 3 years

In 2020, the financial autonomy of SARL GARAGE VICHY RHUE (79.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.94 years 2020
2016
2017
2020
Q1: -0.01 years
Med: 0.43 years
Q3: 9.29 years
Average

In 2020, the repayment capacity of SARL GARAGE VICHY RHUE (0.94) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1081.63. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1081.632

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
SARL GARAGE VICHY RHUE

Sector positioning

Liquidity ratio
1081.63 2020
2016
2017
2020
Q1: 80.05
Med: 255.82
Q3: 986.53
Excellent +23 pts over 3 years

In 2020, the liquidity ratio of SARL GARAGE VICHY RHUE (1081.63) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2020
2016
2017
2020
Q1: 0.0x
Med: 0.0x
Q3: 13.36x
Average -29 pts over 3 years

In 2020, the interest coverage of SARL GARAGE VICHY RHUE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1012 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 226 days. The gap of 786 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1113 days of revenue, i.e. 83 k€ to permanently finance. Over 2015-2020, WCR increased by +118%, requiring additional financing.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

82 850 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

1012 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

226 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

1113 j

WCR and payment terms evolution
SARL GARAGE VICHY RHUE

Positioning of SARL GARAGE VICHY RHUE in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 193 transactions of similar company sales in 2020, the value of SARL GARAGE VICHY RHUE is estimated at 90 592 € (range 37 881€ - 140 857€). With an EBITDA of 23 006€, the sector multiple of 6.2x is applied. The price/revenue ratio is 0.62x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2020
193 transactions
37k€ 90k€ 140k€
90 592 € Range: 37 881€ - 140 857€
NAF 5 année 2020

Valuation detail by method

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EBITDA Multiple 50%
23 006 € × 6.2x
Estimation 142 664 €
58 780€ - 195 057€
Revenue Multiple 30%
26 803 € × 0.62x
Estimation 16 644 €
10 315€ - 36 872€
Net Income Multiple 20%
13 652 € × 5.2x
Estimation 71 339 €
26 983€ - 161 335€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare SARL GARAGE VICHY RHUE with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about SARL GARAGE VICHY RHUE

What is the revenue of SARL GARAGE VICHY RHUE ?

The revenue of SARL GARAGE VICHY RHUE in 2020 is 27 k€.

Is SARL GARAGE VICHY RHUE profitable?

Yes, SARL GARAGE VICHY RHUE generated a net profit of 14 k€ in 2020.

Where is the headquarters of SARL GARAGE VICHY RHUE ?

The headquarters of SARL GARAGE VICHY RHUE is located in CREUZIER-LE-VIEUX (03300), in the department Allier.

Where to find the tax return of SARL GARAGE VICHY RHUE ?

The tax return of SARL GARAGE VICHY RHUE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SARL GARAGE VICHY RHUE operate?

SARL GARAGE VICHY RHUE operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.