SIREN : 393962329
SARL FINN'EST is a French company founded 32 years ago, specialized in the sector Construction de maisons individuelles. Based in LE BELIEU (25500), this company of category PME shows in 2024 a revenue of 5.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|
| Revenue | 5 777 338 € | 7 920 222 € | N/C | N/C | N/C | N/C |
| Net income | 242 020 € | 261 860 € | 291 163 € | 256 549 € | 252 356 € | 331 168 € |
| EBITDA | 341 517 € | 430 194 € | N/C | N/C | N/C | N/C |
| Net margin | 4.2% | 3.3% | N/C | N/C | N/C | N/C |
In 2024, SARL FINN'EST achieves revenue of 5.8 M€. Revenue is declining over the period 2023-2024 (CAGR: -27.1%). Significant drop of -27% vs 2023. After deducting consumption (2.4 M€), gross margin stands at 3.4 M€, i.e. a rate of 59%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 342 k€, representing 5.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 242 k€, i.e. 4.2% of revenue. This profit can be retained or distributed to shareholders.
5 777 338 €
3 424 709 €
341 517 €
275 564 €
242 020 €
5.9%
The debt ratio (= Financial debt / Equity x 100) stands at 88%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 44%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 5.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
87.538%
44.368%
5.044%
2.657
34.1%
In 2024, the debt ratio of SARL FINN'EST (87.54) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SARL FINN'EST (44.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of SARL FINN'EST (2.66) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 198.86. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 17.7x. Operating income very largely covers interest expenses: high safety margin.
198.863
17.684
In 2024, the liquidity ratio of SARL FINN'EST (198.86) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of SARL FINN'EST (17.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 31 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 24 days. The company must finance 7 days of gap between collections and payments. Inventory turnover is 95 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 106 days of revenue, i.e. 1.7 M€ to permanently finance.
1 707 203 €
31 j
24 j
95 j
106 j
Based on 113 transactions of similar company sales (all years), the value of SARL FINN'EST is estimated at 933 834 € (range 408 220€ - 1 996 785€). With an EBITDA of 341 517€, the sector multiple of 3.6x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SARL FINN'EST with other companies in the same sector:
Voir toutes les statistiques du secteur Construction de maisons individuelles
The revenue of SARL FINN'EST in 2024 is 5.8 M€.
Yes, SARL FINN'EST generated a net profit of 242 k€ in 2024.
The headquarters of SARL FINN'EST is located in LE BELIEU (25500), in the department Doubs.
The tax return of SARL FINN'EST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SARL FINN'EST operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.