SIREN : 404725707
SARL ETA COURTEL is a French company founded 30 years ago, specialized in the sector Activités de soutien aux cultures. Based in LOUDEAC (22600), this company of category PME shows in 2024 a revenue of 2.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2 106 490 € | 1 825 670 € | 1 865 209 € | N/C | N/C | N/C | N/C | N/C |
| Net income | 329 008 € | 281 290 € | 212 107 € | 190 278 € | 122 836 € | 126 442 € | 263 557 € | 113 055 € |
| EBITDA | 470 297 € | 466 332 € | 7 356 € | N/C | N/C | N/C | N/C | N/C |
| Net margin | 15.6% | 15.4% | 11.4% | N/C | N/C | N/C | N/C | N/C |
In 2024, SARL ETA COURTEL achieves revenue of 2.1 M€. Over the period 2022-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +6.3%. Vs 2023, growth of +15% (1.8 M€ -> 2.1 M€). After deducting consumption (438 k€), gross margin stands at 1.7 M€, i.e. a rate of 79%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 470 k€, representing 22.3% of revenue. Warning negative scissor effect: despite revenue change (+15%), EBITDA varies by +1%, reducing margin by 3.2 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 329 k€, i.e. 15.6% of revenue. This profit can be retained or distributed to shareholders.
2 106 490 €
1 668 145 €
470 297 €
198 077 €
329 008 €
22.3%
The debt ratio (= Financial debt / Equity x 100) stands at 44%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 53%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 16.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
44.493%
52.533%
16.76%
2.143
34.9%
In 2024, the debt ratio of SARL ETA COURTEL (44.49) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of SARL ETA COURTEL (52.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of SARL ETA COURTEL (2.14) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 225.98. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.6x. Financial charges are adequately covered by operations.
225.98
2.631
In 2024, the liquidity ratio of SARL ETA COURTEL (225.98) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of SARL ETA COURTEL (2.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 59 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 87 days. Favorable situation: supplier credit is longer than customer credit by 28 days. Inventory turnover is 9 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 117 days of revenue, i.e. 687 k€ to permanently finance.
686 758 €
59 j
87 j
9 j
117 j
Based on 50 transactions of similar company sales
(all years),
the value of SARL ETA COURTEL is estimated at
991 657 €
(range 367 564€ - 1 777 419€).
With an EBITDA of 470 297€, the sector multiple of 2.7x is applied.
The price/revenue ratio is 0.37x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 50 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SARL ETA COURTEL with other companies in the same sector:
Voir toutes les statistiques du secteur Activités de soutien aux cultures
The revenue of SARL ETA COURTEL in 2024 is 2.1 M€.
Yes, SARL ETA COURTEL generated a net profit of 329 k€ in 2024.
The headquarters of SARL ETA COURTEL is located in LOUDEAC (22600), in the department Cotes-d'Armor.
The tax return of SARL ETA COURTEL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SARL ETA COURTEL operates in the sector Activités de soutien aux cultures (NAF code 01.61Z). See the 'Sector positioning' section above to compare the company with its competitors.