SARL EO2C SOLUTIONS-VIE : revenue, balance sheet and financial ratios

SARL EO2C SOLUTIONS-VIE is a French company founded 12 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in SAINT-VINCENT-DE-PAUL (40990), this company of category PME shows in 2024 a revenue of 901 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SARL EO2C SOLUTIONS-VIE (SIREN 792991002)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 901 211 € N/C N/C 1 006 949 € 775 171 € 619 978 € 460 374 € 432 363 € 258 367 €
Net income 5 205 € 20 257 € 46 643 € 28 705 € 32 224 € 29 590 € 28 951 € 12 893 € 13 586 €
EBITDA 10 205 € N/C N/C 32 672 € 35 678 € 21 672 € 34 135 € 13 381 € 19 841 €
Net margin 0.6% N/C N/C 2.9% 4.2% 4.8% 6.3% 3.0% 5.3%

Revenue and income statement

In 2024, SARL EO2C SOLUTIONS-VIE achieves revenue of 901 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +16.9%. After deducting consumption (0 €), gross margin stands at 901 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 10 k€, representing 1.1% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 5 k€, i.e. 0.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

901 211 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

901 211 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

10 205 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

10 117 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

5 205 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

1.1%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 60%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 59%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 36.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

60.447%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

59.471%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

0.557%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

35.971

Solvency indicators evolution
SARL EO2C SOLUTIONS-VIE

Sector positioning

Debt ratio
60.45 2024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Average +15 pts over 3 years

In 2024, the debt ratio of SARL EO2C SOLUTIONS-VIE (60.45) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
59.47% 2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Good

In 2024, the financial autonomy of SARL EO2C SOLUTIONS-VIE (59.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
35.97 years 2024
2024
Q1: 0.0 years
Med: 0.12 years
Q3: 1.71 years
Watch

In 2024, the repayment capacity of SARL EO2C SOLUTIONS-VIE (35.97) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 207.07. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 62.6x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

207.067

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

62.558

Liquidity indicators evolution
SARL EO2C SOLUTIONS-VIE

Sector positioning

Liquidity ratio
207.07 2024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Average +18 pts over 3 years

In 2024, the liquidity ratio of SARL EO2C SOLUTIONS-VIE (207.07) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
62.56x 2024
2024
Q1: 0.0x
Med: 0.0x
Q3: 2.2x
Excellent

In 2024, the interest coverage of SARL EO2C SOLUTIONS-VIE (62.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 9 days. Favorable situation: supplier credit is longer than customer credit by 7 days. WCR is negative (-2 days): operations structurally generate cash. Notable WCR improvement over the period (-134%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-5 218 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

2 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

9 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-2 j

WCR and payment terms evolution
SARL EO2C SOLUTIONS-VIE

Positioning of SARL EO2C SOLUTIONS-VIE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of SARL EO2C SOLUTIONS-VIE is estimated at 273 885 € (range 76 657€ - 535 090€). With an EBITDA of 10 205€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
76k€ 273k€ 535k€
273 885 € Range: 76 657€ - 535 090€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
10 205 € × 1.2x
Estimation 12 355 €
3 191€ - 63 062€
Revenue Multiple 30%
901 211 € × 0.98x
Estimation 885 375 €
246 902€ - 1 646 644€
Net Income Multiple 20%
5 205 € × 2.0x
Estimation 10 476 €
4 955€ - 47 832€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare SARL EO2C SOLUTIONS-VIE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about SARL EO2C SOLUTIONS-VIE

What is the revenue of SARL EO2C SOLUTIONS-VIE ?

The revenue of SARL EO2C SOLUTIONS-VIE in 2024 is 901 k€.

Is SARL EO2C SOLUTIONS-VIE profitable?

Yes, SARL EO2C SOLUTIONS-VIE generated a net profit of 5 k€ in 2024.

Where is the headquarters of SARL EO2C SOLUTIONS-VIE ?

The headquarters of SARL EO2C SOLUTIONS-VIE is located in SAINT-VINCENT-DE-PAUL (40990), in the department Landes.

Where to find the tax return of SARL EO2C SOLUTIONS-VIE ?

The tax return of SARL EO2C SOLUTIONS-VIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SARL EO2C SOLUTIONS-VIE operate?

SARL EO2C SOLUTIONS-VIE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.