SARL DANIEL BERNI INVESTISSEMENTS : revenue, balance sheet and financial ratios

SARL DANIEL BERNI INVESTISSEMENTS is a French company founded 23 years ago, specialized in the sector Gestion de fonds. Based in LAGARDELLE-SUR-LEZE (31870), this company of category PME shows in 2020 a revenue of 205 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SARL DANIEL BERNI INVESTISSEMENTS (SIREN 442528444)
Indicator 2021 2020 2019 2018 2017 2016
Revenue N/C 205 266 € 226 696 € 372 200 € 328 224 € 416 946 €
Net income -74 133 € 35 541 € -12 100 € 165 682 € 72 566 € 134 330 €
EBITDA N/C 39 414 € 97 028 € 195 095 € 154 740 € 226 767 €
Net margin N/C 17.3% -5.3% 44.5% 22.1% 32.2%

Revenue and income statement

In 2021, SARL DANIEL BERNI INVESTISSEMENTS records a net loss of 74 k€. This deficit will reduce equity on the balance sheet.

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-74 133 €

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.546%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

98.955%

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

64.9%

Solvency indicators evolution
SARL DANIEL BERNI INVESTISSEMENTS

Sector positioning

Debt ratio
0.55 2021
2019
2020
2021
Q1: 0.02
Med: 16.89
Q3: 133.03
Good -14 pts over 3 years

In 2021, the debt ratio of SARL DANIEL BERNI INVESTI... (0.55) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
98.95% 2021
2019
2020
2021
Q1: 13.27%
Med: 52.52%
Q3: 87.72%
Excellent

In 2021, the financial autonomy of SARL DANIEL BERNI INVESTI... (99.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
1.19 years 2020
2019
2020
Q1: -0.32 years
Med: 0.0 years
Q3: 3.81 years
Average -13 pts over 2 years

In 2020, the repayment capacity of SARL DANIEL BERNI INVESTI... (1.19) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 9702.75. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

9702.754

Liquidity indicators evolution
SARL DANIEL BERNI INVESTISSEMENTS

Sector positioning

Liquidity ratio
9702.75 2021
2019
2020
2021
Q1: 95.51
Med: 362.13
Q3: 2062.09
Excellent

In 2021, the liquidity ratio of SARL DANIEL BERNI INVESTI... (9702.75) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
52.57x 2020
2019
2020
Q1: -45.81x
Med: 0.0x
Q3: 0.0x
Excellent

In 2020, the interest coverage of SARL DANIEL BERNI INVESTI... (52.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 40 days. Excellent situation: suppliers finance 40 days of the operating cycle (retail model).

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

40 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SARL DANIEL BERNI INVESTISSEMENTS

Positioning of SARL DANIEL BERNI INVESTISSEMENTS in its sector

Comparison with sector Gestion de fonds

Similar companies (Gestion de fonds)

Compare SARL DANIEL BERNI INVESTISSEMENTS with other companies in the same sector:

Voir toutes les statistiques du secteur Gestion de fonds

Frequently asked questions about SARL DANIEL BERNI INVESTISSEMENTS

What is the revenue of SARL DANIEL BERNI INVESTISSEMENTS ?

The revenue of SARL DANIEL BERNI INVESTISSEMENTS in 2020 is 205 k€.

Is SARL DANIEL BERNI INVESTISSEMENTS profitable?

SARL DANIEL BERNI INVESTISSEMENTS recorded a net loss in 2021.

Where is the headquarters of SARL DANIEL BERNI INVESTISSEMENTS ?

The headquarters of SARL DANIEL BERNI INVESTISSEMENTS is located in LAGARDELLE-SUR-LEZE (31870), in the department Haute-Garonne.

Where to find the tax return of SARL DANIEL BERNI INVESTISSEMENTS ?

The tax return of SARL DANIEL BERNI INVESTISSEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SARL DANIEL BERNI INVESTISSEMENTS operate?

SARL DANIEL BERNI INVESTISSEMENTS operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.