Employees: 11 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2003-01-01 (23 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: AMIENS (80000), Somme
SARL CABINET BREART : revenue, balance sheet and financial ratios
SARL CABINET BREART is a French company
founded 23 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in AMIENS (80000),
this company of category PME
shows in 2020 a revenue of 1.9 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - SARL CABINET BREART (SIREN 444762926)
Indicator
2025
2024
2023
2022
2021
2020
2018
2017
Revenue
N/C
N/C
N/C
N/C
N/C
1 856 196 €
1 826 888 €
1 860 020 €
Net income
521 224 €
508 276 €
238 228 €
303 543 €
238 228 €
252 441 €
257 265 €
313 351 €
EBITDA
N/C
N/C
N/C
N/C
N/C
376 774 €
372 818 €
462 096 €
Net margin
N/C
N/C
N/C
N/C
N/C
13.6%
14.1%
16.8%
Revenue and income statement
In 2025, SARL CABINET BREART generates positive net income of 521 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2025: 313 k€ -> 521 k€.
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
521 224 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 6%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 83%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2025)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
6.349%
Financial autonomy (2025)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
82.547%
Asset age ratio (2025)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2020
2021
2022
2023
2024
2025
Debt ratio
3.677
6.585
4.109
9.029
16.738
9.029
9.628
6.349
Financial autonomy
89.141
84.843
86.424
79.506
75.644
79.506
78.312
82.547
Repayment capacity
0.177
0.372
0.226
None
None
None
None
None
Cash flow / Revenue
17.031%
14.775%
14.569%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
6.352025
2023
2024
2025
Q1: 0.0
Med: 5.27
Q3: 45.01
Average
In 2025, the debt ratio of SARL CABINET BREART (6.35) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
82.55%2025
2023
2024
2025
Q1: 14.56%
Med: 50.89%
Q3: 78.66%
Excellent
In 2025, the financial autonomy of SARL CABINET BREART (82.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 247.99. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2017
2018
2020
2021
2022
2023
2024
2025
Liquidity ratio
443.924
344.863
309.173
256.26
201.675
262.716
208.406
247.991
Interest coverage
0.209
0.137
0.094
None
None
None
None
None
Sector positioning
Liquidity ratio
247.992025
2023
2024
2025
Q1: 157.83
Med: 327.31
Q3: 847.28
Average-13 pts over 3 years
In 2025, the liquidity ratio of SARL CABINET BREART (247.99) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2025)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2025)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2025)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution SARL CABINET BREART
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2018
2020
2021
2022
2023
2024
2025
Operating WCR
-99 306 €
27 586 €
-110 815 €
0 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
Customer payment term (days)
0
0
0
0
0
0
0
0
Supplier payment term (days)
9
34
23
0
0
0
0
0
Positioning of SARL CABINET BREART in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of SARL CABINET BREART is estimated at
1 049 051 €
(range 496 221€ - 4 789 861€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2025
193 transactions
496k€1049k€4789k€
1 049 051 €Range: 496 221€ - 4 789 861€
NAF 5 all-time
Valuation method used
Net Income Multiple
521 224 €
×
2.0x
=1 049 052 €
Range: 496 222€ - 4 789 862€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare SARL CABINET BREART with other companies in the same sector:
Frequently asked questions about SARL CABINET BREART
What is the revenue of SARL CABINET BREART ?
The revenue of SARL CABINET BREART in 2020 is 1.9 M€.
Is SARL CABINET BREART profitable?
Yes, SARL CABINET BREART generated a net profit of 521 k€ in 2025.
Where is the headquarters of SARL CABINET BREART ?
The headquarters of SARL CABINET BREART is located in AMIENS (80000), in the department Somme.
Where to find the tax return of SARL CABINET BREART ?
The tax return of SARL CABINET BREART is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SARL CABINET BREART operate?
SARL CABINET BREART operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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